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ZIP 23181 Foreclosure, Tax-Lien & Distress Report

King William County, Virginia · Distress market

On DLRadar's 0-100 public-record scale, ZIP 23181 in King William County, Virginia comes in at 11, a minimal composite-distress reading. The latent-versus-live split is 28/100 structural and 2/100 already moving. Property-level stress concentrates in construction/permit lag (51/100), structural risk (28/100), institutional ownership (13/100). institutional ownership (13/100) and mortgage stress (6/100) stay muted.

The market reads peak — home values rose 3.1% year on year, and 11% higher over three years, at 18/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Roughly 4.4% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 84% owner-occupied to 16% rented. Median household income is $94,531, above the U.S. median near $78,000. There are about 2,387 housing units across 23181. Around 6% of renters are cost-burdened. 5,386 residents call 23181 home, typically aged 42. A median home runs $290,600 here, or 2.8 times local income. DLRadar's demographic-stress index for the area reads 20/100. About 27% have a four-year degree. The vacancy rate is 9.2%.

Overall 23181 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 23181 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 23181 read uses the identical public-record model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 23181 stays directly comparable to neighboring ZIPs and the rest of King William County, Virginia. Every figure is auditable to a public dataset and refreshed on ingest; 23181 shows blanks, not estimates, wherever the record is sparse.

The 11/100 for 23181 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 23181 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

11/100
Composite stress
28/100
Structural risk
2/100
Distress activity

ZIP 23181 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk14
9 further distress layers are graded for 23181

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

ZIP 23181 Stress Report snapshot

The live 23181 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Neighbouring ZIPs in King William County

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Deterministic scoring, sourced entirely from public data · methodology

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