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Where stress is building, how the cycle is turning, and what is live now.

ZIP 23124 Foreclosure, Tax-Lien & Distress Report

New Kent County, Virginia · Distress market

On DLRadar's 0-100 public-record scale, ZIP 23124 in New Kent County, Virginia comes in at 13, a minimal composite-distress reading. What sets it apart are the readings on construction/permit lag (100/100), structural risk (31/100), institutional ownership (3/100). institutional ownership (3/100) and mortgage stress (2/100) stay muted. The split runs 31/100 structural to 1/100 active on the ground.

The market reads peak — home values rose 3.1% year on year, and 16% higher over three years, at 18/100 phase confidence. Topping markets hide individual distress behind strong averages.

97% of housing is owner-occupied. The vacancy rate is 3.4%. About 4,913 people live here, median age 41. There are about 1,924 housing units across 23124. Home values center near $398,600, an affordability ratio of 2.9× — accessible. Around 40% of renters are cost-burdened. Households earn a median $130,203 — above the roughly $78,000 national figure. Roughly 2.2% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 41% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 22/100.

On balance, 23124 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. 23124 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 23124 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 13/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 23124 reflects the current record instead of a stale or modeled snapshot.

Each component behind 23124 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 13/100 roll-up. For a buyer, 23124 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

13/100
Composite stress
31/100
Structural risk
1/100
Distress activity

What is driving ZIP 23124’s distress

Foreclosure activity0
Mortgage stress2
Climate / FEMA risk19
Another 9 scored dimensions sit behind 23124

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

The 23124 distress snapshot

23124 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Unlock the full ZIP 23124 acquisition report

Every distressed parcel in 23124 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.

Rules-based scoring — each signal ties to a public dataset · methodology

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