ZIP 23086 Foreclosure, Tax-Lien & Distress Report

ZIP code 23086 in King William County, Virginia carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic distress index. Structural risk reads 27/100 against active distress of 2/100. What sets it apart are the readings on construction/permit lag (49/100), structural risk (27/100), institutional ownership (13/100). On the quiet end sit institutional ownership (13/100) and mortgage stress (6/100).

The peak-phase market in 23086 posted values that rose 3.1% over the year, and 28% higher over three years, at 18/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 21% of tenant households. Median household income is $82,244, near the U.S. median near $78,000. Educational attainment sits at 24% bachelor's-or-above. 6.6% of residents fall below the poverty threshold. 3,560 residents call 23086 home, typically aged 42. Vacancy runs 8.1%. The demographic-stress sub-score lands at 25/100. The ZIP holds roughly 1,540 housing units. Home values center near $323,400, an affordability ratio of 3.5× — accessible.

Broadly, 23086 is a steadier market — the deals are the exceptions, not the rule. While 23086 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 23086 read uses the identical scoring model applied coast to coast, which means its 11/100 score means exactly what it means anywhere else, and 23086 stays directly comparable to neighboring ZIPs and the rest of King William County, Virginia. Nothing here is interpolated — where a source is thin for 23086, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

23086's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 23086 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.