ZIP 23030 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 23030 (Charles City County, Virginia) returns a minimal composite of 4/100. Property-level stress concentrates in construction/permit lag (21/100), structural risk (9/100), institutional ownership (6/100). On the quiet end sit institutional ownership (6/100) and mortgage stress (4/100). The latent-versus-live split is 9/100 structural and 1/100 already moving.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, and 18% higher over three years (phase confidence 18/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

About 4,385 people live here, median age 54. The typical home is worth about $253,700 (3.3× income, relatively affordable). The ZIP holds roughly 2,280 housing units. On demographic stress specifically, 23030 scores 31/100. The tenure split is 86% owner-occupied to 14% rented. Median household income is $72,917, near the U.S. median near $78,000. 9.9% of residents fall below the poverty threshold. Around 51% of renters are cost-burdened. Vacancy runs 11.6%, above the national norm and a classic distress-and-opportunity signal. About 16% have a four-year degree.

Net-net, 23030 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 23030 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 23030 runs through one identical public-record model, so its 4/100 sits on the same scale as every other ZIP in Charles City County, Virginia and the nation. Sparse data for 23030 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 4/100 for 23030 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 23030 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.