ZIP 22832 Foreclosure, Tax-Lien & Distress Report

Rockingham County, Virginia's ZIP 22832 registers 20/100 composite distress, which DLRadar reads as low. Its standout signals are structural risk (43/100), construction/permit lag (34/100), institutional ownership (26/100). On the quiet end sit institutional ownership (26/100) and mortgage stress (13/100). It additionally carries heavy environmental risk: climate & FEMA risk (76/100). Structural risk reads 43/100 against active distress of 4/100.

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 21% higher over three years, at 23/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $63,125, below the U.S. median near $78,000. 10.7% of residents fall below the poverty threshold. Vacancy runs 3.5%. Rent burden reaches 70% of tenant households. The demographic-stress sub-score lands at 36/100. Population is roughly 952 with a median age of 46. A median home runs $332,200 here, or 5.2 times local income. 90% of housing is owner-occupied. Educational attainment sits at 41% bachelor's-or-above. The ZIP holds roughly 445 housing units.

On balance 22832 is mixed, rewarding parcel-by-parcel screening over broad assumptions. 22832 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Because one deterministic model scores every ZIP, 22832's 20/100 can be lined up against any neighbor in Rockingham County, Virginia or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 22832 shows blanks, not estimates, wherever the record is sparse.

Behind 22832's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 22832 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.