ZIP 22840 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 22840 in Rockingham County, Virginia comes in at 20, a low composite-distress reading. It additionally carries heavy environmental risk: climate & FEMA risk (76/100). The most distinctive pressure shows up in structural risk (43/100), construction/permit lag (34/100), institutional ownership (26/100). On the quiet end sit institutional ownership (26/100) and mortgage stress (13/100). Structurally it carries 43/100, against 4/100 of stress already in motion.

The neutral-phase market in 22840 posted values that rose 4.2% over the year, and 22% higher over three years, at 23/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

5,231 residents call 22840 home, typically aged 47. A median home runs $382,500 here, or 3.8 times local income. The demographic-stress sub-score lands at 34/100. The tenure split is 85% owner-occupied to 15% rented. Vacancy runs 43.3%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 3,336 housing units. Around 45% of adults hold a bachelor's degree or higher. Rent burden reaches 61% of tenant households. Median household income is $93,580, above the U.S. median near $78,000. Roughly 6.6% live below the poverty line, a low share typical of higher-equity areas.

Taken together, 22840 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 22840 at the moment; the composite and its components are still built from verifiable public records.

The 22840 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 22840 stays directly comparable to neighboring ZIPs and the rest of Rockingham County, Virginia. Sparse data for 22840 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 22840's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 22840 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.