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County and ZIP distress scoring, cycle phase, and the day's opportunities.

ZIP 22802 Foreclosure, Tax-Lien & Distress Report

Rockingham County, Virginia · Distress market

On DLRadar's 0-100 public-record scale, ZIP 22802 in Rockingham County, Virginia comes in at 20, a low composite-distress reading. The latent-versus-live split is 42/100 structural and 4/100 already moving. Environmental exposure also runs high (climate & FEMA risk (73/100)). What sets it apart are the readings on structural risk (42/100), construction/permit lag (34/100), institutional ownership (26/100). By contrast, institutional ownership (26/100) and mortgage stress (12/100) register low.

Prices here sit in a neutral phase: values rose 4.2% over the trailing year, and 19% higher over three years, at 23/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

About 29,370 people live here, median age 38. The ZIP holds roughly 12,126 housing units. 56% of housing is owner-occupied. About 30% have a four-year degree. Vacancy runs 6.4%. Rent burden reaches 26% of tenant households. Home values center near $280,700, an affordability ratio of 4.2×. On demographic stress specifically, 22802 scores 32/100. At $62,116, median income runs below typical U.S. levels. 16.2% of residents fall below the poverty threshold.

On balance 22802 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 22802 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Because one deterministic model scores every ZIP, 22802's 20/100 can be lined up against any neighbor in Rockingham County, Virginia or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 22802, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 22802 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For a buyer, 22802 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.

20/100
Composite stress
42/100
Structural risk
4/100
Distress activity

ZIP 22802 distress signals, scored

Foreclosure activity0
Mortgage stress12
Climate / FEMA risk73
9 further distress layers are graded for 22802

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

Snapshot: 22802 by the numbers

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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