ZIP 22850 Foreclosure, Tax-Lien & Distress Report

ZIP 22850's composite property-distress score is 20/100 - DLRadar classes that as low for Rockingham County, Virginia. Environmental exposure also runs high (climate & FEMA risk (76/100)). The latent-versus-live split is 43/100 structural and 4/100 already moving. Its standout signals are structural risk (43/100), construction/permit lag (34/100), institutional ownership (26/100). institutional ownership (26/100) and mortgage stress (13/100) stay muted.

The market reads neutral — home values rose 4.2% year on year, at 23/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The typical home is worth about $311,700 (3.7× income, relatively affordable). On demographic stress specifically, 22850 scores 27/100. Rent burden reaches 19% of tenant households. Around 25% of adults hold a bachelor's degree or higher. Median household income is $88,542, above the U.S. median near $78,000. 79% of housing is owner-occupied. The poverty rate is 0.9% — low. There are about 480 housing units across 22850. About 1,386 people live here, median age 48. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 22850 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 22850 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 22850 read uses the identical public-record model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 22850 stays directly comparable to neighboring ZIPs and the rest of Rockingham County, Virginia. Where the public record is thin for 22850, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 22850 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 22850 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.