ZIP 22820 Foreclosure, Tax-Lien & Distress Report
Rockingham County, Virginia · High Vacancy market
ZIP code 22820 in Rockingham County, Virginia carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic distress index. Structurally it carries 44/100, against 0/100 of stress already in motion. What sets it apart are the readings on structural risk (44/100), construction/permit lag (38/100), institutional ownership (26/100). By contrast, construction/permit lag (38/100) and institutional ownership (26/100) register low. Environmental exposure also runs high (climate & FEMA risk (76/100)).
The neutral-phase market in 22820 posted values that rose 4.2% over the year, at 23/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
There are about 144 housing units across 22820. Around 0% of renters are cost-burdened. The tenure split is 76% owner-occupied to 24% rented. On demographic stress specifically, 22820 scores 48/100. About 211 people live here, median age 49. The poverty rate is 16.1%. Vacancy runs 22.9%, above the national norm and a classic distress-and-opportunity signal. About 6% have a four-year degree.
On the whole, 22820 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 22820 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 22820 runs hot or quiet, its 21/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 22820 can be compared directly against any other ZIP in Rockingham County, Virginia or nationwide. Every figure is auditable to a public dataset and refreshed as records update; 22820 shows blanks, not estimates, wherever the record is sparse.
22820's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 22820 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 22820’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 22820 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 22820, the same set carried on every parcel.
More ZIPs across Rockingham County
Nearest ZIP codes to 22820
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Rockingham County, Virginia
Keep going: ZIP, county and state distress coverage for Rockingham County, Virginia.
The complete 22820 distress and acquisition report
Open 22820 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology