Rockingham County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Rockingham County, Virginia? DLRadar grades every Rockingham County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Rockingham County breakdown.
- Rockingham County's most distressed ZIP is 24486 at 26/100.
- 22 ZIP codes tracked in Rockingham County, averaging 20/100 distress.
- Rockingham County reads neutral — home values up 4.2% year over year.
- Vacancy runs 10.5% across Rockingham County's tracked ZIPs, with a 9.7% poverty rate.
- The typical Rockingham County home is worth about $302,519 against a ~$71,564 median income.
- Lending headwind in Rockingham County sits at 51/100 — a forward read on distressed supply.
Based on DLRadar's public-record distress index, updated every month. Free to cite with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 24486 | 26/100 |
| 2 | 24441 | 24/100 |
| 3 | 22812 | 23/100 |
| 4 | 22802 | 20/100 |
| 5 | 22811 | 20/100 |
| 6 | 22815 | 20/100 |
| 7 | 22820 | 20/100 |
| 8 | 22821 | 20/100 |
| 9 | 22827 | 20/100 |
| 10 | 22830 | 20/100 |
| 11 | 22831 | 20/100 |
| 12 | 22832 | 20/100 |
Most distressed ZIP codes in Rockingham County (composite distress 0-100, 2026)
What is driving Rockingham County distress
Rockingham County's placement in the national index rests on public filings — a 20/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Rockingham County market phase and pricing
Rockingham County reads neutral — home prices rose 4.2% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Rockingham County
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Frequently asked questions
What is the hardest-hit ZIP in Rockingham County?
ZIP 24486 leads Rockingham County at 26/100, recomputed monthly from public records.
What market phase is Rockingham County in?
Rockingham County currently sits in neutral, with values up 4.2% year on year, based on FHFA price-index trajectory.
What are the sources behind these Rockingham County numbers?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 22 Rockingham County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Rockingham County ZIP codes?
A single county score papers over real variation. Across the Rockingham County ZIPs DLRadar ranks, scores run from 26/100 in 24486 down to 20/100 in 22832, against a Rockingham County average of 20/100. With 6 points between best and worst, county-level targeting in Rockingham County wastes effort.
What do Rockingham County home values and vacancy say about distressed supply?
The typical Rockingham County home carries about $302,519 of value against a median household income near $71,564. Vacancy across Rockingham County's tracked ZIPs runs 10.5% and the poverty rate is 9.7%. Affordability pressure plus standing vacancy is what moves an owner from behind to selling, which is why it is paired with Rockingham County's filings and its 51/100 lending headwind.
Related
Scores here are computed from public records by fixed formulas. Nothing on this page is investment, legal or financial advice; the index refreshes monthly.