Rockingham County, VA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Rockingham County, VA distress report, 2026: 22 ZIPs scored in Rockingham, VA, Rockingham, VA average 21/100; the top Rockingham, VA ZIP is 24486 at 26/100; Rockingham, VA market phase neutral, Rockingham, VA prices +4.2% year over year.
- Rockingham, VA ranks #2,888 nationally (opportunity index); Rockingham, VA #99 in Virginia; Rockingham, VA index 23.9.
- Rockingham, VA: no CFPB county sample; Rockingham, VA non-metro area reading 1.2%.
- Rockingham, VA ZIP phases: 17 neutral, 5 expansion.
- Rockingham, VA residential listings tracked: 13 across 18 ZIPs; Rockingham, VA candidate listings 5.
- Rockingham, VA HUD assisted properties: 1 with 168 units.
- Rockingham, VA lenders on watch: 6; largest Rockingham, VA footprint Farmers&Merchants Bank (4 branches).
- Rockingham, VA most distressed ZIP: 24486 at 26/100.
Rockingham, VA figures: DLRadar distress index; Rockingham, VA inputs: CFPB, FHFA, HUD, FDIC; Rockingham, VA rebuilt as sources refresh.
| Rank | Rockingham, VA ZIP | Score |
|---|---|---|
| 1 | 24486 | 26/100 |
| 2 | 24441 | 24/100 |
| 3 | 22812 | 23/100 |
| 4 | 22811 | 21/100 |
| 5 | 22820 | 21/100 |
| 6 | 22821 | 21/100 |
| 7 | 22830 | 21/100 |
| 8 | 22831 | 21/100 |
| 9 | 22832 | 21/100 |
| 10 | 22834 | 21/100 |
| 11 | 22840 | 21/100 |
| 12 | 22841 | 21/100 |
Most distressed Rockingham, VA ZIPs (0-100, 2026)
Mortgage delinquency around Rockingham, VA
No CFPB county sample covers Rockingham, VA; the non-metro area reading for Rockingham, VA: 1.2% ninety-plus; Rockingham, VA area thirty-to-eighty-nine 3.0% (December 2025, Rockingham, VA); Virginia overall 0.8%.
Opportunity index: Rockingham, VA
Rockingham, VA index 23.9, Rockingham, VA phase weak; Rockingham, VA primary driver bank institutional, Rockingham, VA second driver vacancy. Rockingham, VA components: property stress 15.8, foreclosure pressure 16.0, listing discounts 13.4, bank stress 51.3, insurance 0.0; Rockingham, VA pulse 27.7; Rockingham, VA capital opportunity 18.3; Rockingham, VA seven-day change -0.1%.
ZIP market phases inside Rockingham, VA
22 Rockingham, VA ZIPs carry a price-cycle phase; Rockingham, VA ZIPs by phase (Rockingham, VA), deepest drawdown first: neutral, +4.2% YoY (Rockingham, VA): 22801, 22802, 22811, 22820, Rockingham, VA 22821, 22830, 22831, 22832, Rockingham, VA 22834, 22840, 22846; expansion, +5.2% YoY (Rockingham, VA): 22812, 22844; neutral, +4.3% YoY (Rockingham, VA): 22815, 22841; neutral, +4.5% YoY (Rockingham, VA): 22827.
Residential listings by Rockingham, VA ZIP
Rockingham, VA ZIPs with the most tracked Rockingham, VA residential listings: 22801 4 listings, 1 candidates, bank pressure 60; 22812 4 listings, 2 candidates, bank pressure 57; 22827 3 listings, 0 candidates, bank pressure 59; 22815 2 listings, 2 candidates, bank pressure 58 (Rockingham, VA); 22802 0 listings, 0 candidates, bank pressure 60; 22811 0 listings, 0 candidates, bank pressure 58; 22820 0 listings, 0 candidates, bank pressure 58; 22821 0 listings, 0 candidates, bank pressure 58. Rockingham, VA totals: 13 listings; Rockingham, VA candidates 5; active ZIPs 4.
HUD assisted housing in Rockingham, VA
1 assisted properties with 168 units sit in Rockingham, VA; largest Rockingham, VA properties: Reserve At Stone Port I (Harrisonburg) 168 units.
Lenders with branches in Rockingham, VA
Rockingham, VA lenders by branch count: Farmers&Merchants Bank (Rockingham, VA): stress 72, 4 branches low in Rockingham, VA; United Bank (Rockingham, VA): stress 36, 3 branches low in Rockingham, VA; First Bank (Rockingham, VA): stress 70, 1 branch low in Rockingham, VA; Burke&Herbert Bank&Trust Co (Rockingham, VA): stress 62, 1 branch moderate in Rockingham, VA; First Bank&Trust Co (Rockingham, VA): stress 54, 1 branch low in Rockingham, VA; Atlantic Union Bank (Rockingham, VA): stress 40, 1 branch low in Rockingham, VA.
Vacancy and permits, Rockingham, VA
3,864 of 36,550 Rockingham, VA housing units are vacant; Rockingham, VA permits, twelve months: 230 multifamily units in Rockingham, VA, 523 one-to-four unit units.
Work Rockingham, VA at the parcel level
Every Rockingham, VA parcel carries owner and address; every Rockingham, VA parcel carries APN; Rockingham, VA distress scores sit on the Rockingham, VA live board.
Rockingham, VA figures refresh with each source.
Rockingham, VA questions
Most distressed ZIP code in Rockingham County, VA?
ZIP 24486 leads Rockingham, VA at 26/100; next in Rockingham, VA: 24441 at 24/100; the Rockingham, VA average is 21/100.
Where does Rockingham County, VA rank for investment opportunity?
Rockingham, VA is #2,888 among all ranked counties, #99 in Virginia; the Rockingham, VA driver is bank institutional; Rockingham, VA moved down 179 places.
How many mortgages are delinquent in Rockingham County, VA?
Rockingham, VA takes the non-metro area reading of 1.2% for December 2025; no CFPB county sample covers Rockingham, VA.
Which banks lend in Rockingham County, VA?
6 watched lenders hold Rockingham, VA branches; the largest Rockingham, VA footprints are Farmers&Merchants Bank (4), United Bank (3), First Bank (1).
More on Rockingham, VA
Rockingham County, VA distress report: public-record figures for Rockingham, VA; not legal advice for Rockingham, VA; not tax or investment advice; verify every Rockingham, VA record before acting.