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ZIP 21782 Foreclosure, Tax-Lien & Distress Report

Washington County, Maryland · Distress market

Composite property distress in 21782 (Washington County, Maryland) lands at 24/100 — low on DLRadar's public-record scoring. On the structural side it scores 57/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (69/100), flood (NFIP) exposure (64/100). Property-level stress concentrates in construction/permit lag (93/100), structural risk (57/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The market reads peak — home values held roughly flat year on year, 2.9% off the recent peak, and 21% higher over three years, at 31/100 phase confidence. Topping markets hide individual distress behind strong averages.

Vacancy runs 4.2%. The ZIP holds roughly 1,607 housing units. The typical home is worth about $311,600 (3.3× income, relatively affordable). Around 35% of renters are cost-burdened. Households earn a median $89,375 — above the roughly $78,000 national figure. Around 25% of adults hold a bachelor's degree or higher. About 4,056 people live here, median age 48. The poverty rate is 2.7% — low. 81% of housing is owner-occupied. The demographic-stress sub-score lands at 26/100.

Net-net, 21782 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 21782 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 21782 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 21782 shows as blanks, never estimates, and the score updates on every fresh public filing.

21782's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 21782 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

24/100
Composite stress
57/100
Structural risk
2/100
Distress activity

Signal-by-signal read on 21782

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk69
+9 more distress dimensions scored for this ZIP

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

21782 at a glance

A live read on 21782: distress, market phase, housing and bank pressure — identical to the report behind every parcel.

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Open the complete 21782 acquisition file

The full 21782 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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