ZIP 21740 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 21740 (Washington County, Maryland) lands at 24/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 57/100 structural and 2/100 already moving. What sets it apart are the readings on construction/permit lag (93/100), structural risk (57/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (69/100), flood (NFIP) exposure (64/100)).

The peak-phase market in 21740 posted values that held roughly flat over the year, 2.9% off the recent peak, and 23% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Population is roughly 63,140 with a median age of 39. 55% of housing is owner-occupied. A median home runs $262,300 here, or 4.1 times local income. The vacancy rate is 7.7%. The ZIP holds roughly 27,339 housing units. 17.2% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 36/100. Rent burden reaches 41% of tenant households. About 20% have a four-year degree. Median household income is $59,410, below the U.S. median near $78,000.

Net-net, 21740 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 21740 at the moment; the composite and its components are still built from verifiable public records.

Whether 21740 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 21740 can be compared directly against any other ZIP in Washington County, Maryland or nationwide. Sparse data for 21740 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 21740's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 21740 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.