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Morgan County, WV: Foreclosures, Tax Liens & Distressed Properties

Morgan County, WV, West Virginia: 4 ZIP codes scored, Morgan County, WV averaging 13/100 (minimal, Morgan, WV), from 9 to 20. Morgan County, WV is in its peak phase (Morgan, WV confidence 31/100): Morgan, WV home prices up 0.3% (Morgan, WV) over twelve months, 2.9% under their peak. Morgan County, WV lender headwind: 50/100.

Highest-scoring Morgan County, WV ZIPs: 25427 (20/100), 25411 (11/100), 25422 (11/100), 25434 (9/100).

Across Morgan County, WV's scored ZIPs: median home value $228,350, household income $74,216, 28.4% vacancy, 12.9% poverty, 88% owner-occupied, median age 45.7.

Morgan County, WV insurance distress 5/100 (#2,494 in the US); FEMA hazard 0/100 for Morgan, WV; 3 federal disaster declarations in Morgan County, WV since 2023; 1 Morgan, WV NFIP flood claims; Morgan, WV construction distress 40/100.

4 banks with 5 branches lend in Morgan County, WV; Morgan, WV weighted bank stress 60/100, highest 75/100 in Morgan, WV.

Morgan County, WV unemployment 3.4% (Morgan, WV -1.3 pts, six months); 115 new housing units permitted in Morgan County, WV over twelve months, Morgan, WV up 7% from 107; Morgan, WV home prices +4.8% a year (Morgan, WV) over three years.

9,250 housing units in Morgan County, WV; 1,217 Morgan, WV renter households; 33% of Morgan, WV renters spend 30%+ of income on rent, 15% (Morgan, WV) half or more.

Morgan County, WV ranks #249 nationally on the opportunity index (Morgan, WV, among all ranked counties); Morgan, WV scores 35.3/100 and Morgan, WV sits #4 inside West Virginia. Morgan, WV is in the peak_opportunity opportunity phase; Morgan, WV's primary driver is vacancy, Morgan, WV second driver bank institutional; Morgan, WV moved up 197 places. 27 short-sale listings across Morgan, WV; 10 days on market observed in Morgan, WV; 21.5% vacancy over 4 Morgan, WV ZIPs.

No CFPB county sample covers Morgan County, WV. The metro area reading for Morgan, WV (Hagerstown-Martinsburg, MD-WV): 1.4% ninety-plus days late; Morgan, WV's thirty-to-eighty-nine share is 3.7% (Morgan, WV, December 2025 data); West Virginia overall 1.1%.

Morgan County, WV has 3 watched banks; 3 Morgan, WV banks sit in an elevated band. Morgan, WV footprints: Cnb Bank Inc (2 branches, stress 75) in Morgan, WV; City Nb Of West Virginia (1 branch, stress 49) in Morgan, WV; Bank Of Romney (1 branch, stress 41) in Morgan, WV.

1,908 of the 9,250 housing units in Morgan, WV sit vacant. Morgan County, WV permitted 0 multifamily units in twelve months; Morgan, WV's one-to-four unit structures added 115 units in Morgan County, WV.

Peak
Market phase
0.3%
Morgan, WV HPI YoY
-2.9%
Drawdown
31
Morgan confidence

Where distress concentrates in Morgan County

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