Morgan County, WV: Home-Insurance Distress & Forced-Sale Pressure
Morgan County, WV: 5/100 (low) home-insurance distress; Morgan, WV band LOW; Morgan, WV #2,494 of 3,222 counties; Morgan, WV #50 of 55 in West Virginia; raw Morgan, WV 6.1; Morgan, WV coverage multiplier 0.85.
FEMA hazard, Morgan, WV: 0/100; Morgan, WV declarations, three years: 2; Morgan, WV five-year count 2 (severity 4.0); Morgan, WV ten-year 2.
Declared incidents on the Morgan, WV record: 2026 Winter Storm 2 (Morgan, WV).
NFIP claims, Morgan, WV, three years: 1; Morgan, WV payouts $0; per Morgan, WV claim $0; Morgan, WV claim-stress 15/100.
Morgan, WV monthly score fell, 7 (March 2026) to 5 (October 2026); Morgan, WV by month: March 7, April 7, May 7, June 7 (Morgan, WV), July 7, August 7, September 7, October 5.
Morgan, WV components: NFIP claims 15; Morgan, WV retreat index 5; Morgan, WV climate multiplier 0.85.
Construction distress, Morgan, WV: 40/100 as of August 2026 (Morgan, WV: 41/100 one-to-four unit, 0/100 multifamily).
Morgan, WV ZIPs, June 2026 (Morgan, WV, 4 highest): score 0 (Morgan, WV), climate 67 (Morgan, WV): 25427; score 0 (Morgan, WV), climate 36 (Morgan, WV): 25434; score 0 (Morgan, WV), climate 28 (Morgan, WV): 25411, 25422.
DLRadar rescores Morgan, WV monthly; Morgan, WV readings join Morgan, WV foreclosure, lien and ownership parcels (Morgan, WV), so cost-squeezed Morgan, WV owners surface before listing.
Inside West Virginia, Morgan County ranks 50th of 55 counties for home-insurance distress at 5/100; Jackson County (5/100) sits just above Morgan County, and Braxton County (0/100) sits just below Morgan County.
Deterministic. Every Morgan County, WV signal traces to a public Morgan dataset (FEMA, NFIP, Census for Morgan, WV) · how insurance distress works in Morgan, WV · methodology
FAQ: Morgan County, WV insurance distress
What is the Morgan County, WV home-insurance-distress score?
Morgan, WV: 5/100 (LOW), #2,494 of 3,222, #50 in West Virginia. FEMA hazard, Morgan, WV: 0/100; NFIP stress, Morgan, WV: 15/100; construction, Morgan, WV: 40/100; Morgan, WV rescores monthly.
Is Morgan County insurance distress getting better or worse (WV)?
Morgan, WV: 7 in March 2026; Morgan, WV: 5 in October 2026 (better); Morgan, WV NFIP claims score 15.
How many flood-insurance claims has Morgan County, WV had?
Morgan, WV: 1 NFIP claims, three years; Morgan, WV paid $0; per Morgan, WV claim $0; carriers reprice Morgan, WV against that record.
Which Morgan County ZIP codes carry the most insurance distress (WV)?
Morgan, WV, June 2026: 25427 at 0, 25434 at 0, 25411 at 0, 25422 at 0; Morgan, WV climate scores there: 67, 36, 28, 28.
Why does Morgan, WV insurance distress create sellers?
A Morgan, WV premium outruns the Morgan, WV budget; a carrier leaves Morgan, WV; Morgan, WV carrying cost passes plan; Morgan, WV owners sell while current; Morgan, WV insurance distress leads Morgan, WV foreclosure data.