Morgan County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Morgan County, West Virginia? DLRadar grades every Morgan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Morgan County breakdown.
- Morgan County's most distressed ZIP is 25427 at 20/100.
- 4 ZIP codes tracked in Morgan County, averaging 13/100 distress.
- Morgan County reads peak — home values up 0.3% year over year, 2.9% off peak.
- Vacancy runs 28.4% across Morgan County's tracked ZIPs, with a 12.9% poverty rate.
- The typical Morgan County home is worth about $228,350 against a ~$74,216 median income.
- Lending headwind in Morgan County sits at 50/100 — a forward read on distressed supply.
Numbers from the DLRadar public-record distress index, refreshed each month. Quote them freely with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 25427 | 20/100 |
| 2 | 25411 | 11/100 |
| 3 | 25422 | 11/100 |
| 4 | 25434 | 11/100 |
Most distressed ZIP codes in Morgan County (composite distress 0-100, 2026)
What is driving Morgan County distress
The Morgan County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 13/100 ZIP average. No proprietary or modelled inputs enter the score.
Morgan County market phase and pricing
Morgan County reads peak — home prices rose 0.3% over the last year and are 2.9% off their peak. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Morgan County
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What people ask
Where is distress highest inside Morgan County, WV?
ZIP 25427 leads Morgan County at 20/100, recomputed monthly from public records.
What stage of the price cycle is Morgan County at?
The market phase for Morgan County is peak, prices rising 0.3% on the year — derived from the FHFA House Price Index path.
Where does the Morgan County data come from?
Every Morgan County figure traces to a public source — FHFA House Price Index for the peak trajectory, CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS. The same deterministic model scores all 4 Morgan County ZIP codes that it runs on every other U.S. county, so Morgan County's numbers are directly comparable to any other market.
How much do distress scores vary between Morgan County ZIP codes?
County-level numbers smooth away the detail that matters. Across the Morgan County ZIPs DLRadar ranks, scores run from 20/100 in 25427 down to 11/100 in 25434, against a Morgan County average of 13/100. The 9-point range is the argument for ZIP-level search across Morgan County.
What do Morgan County home values and vacancy say about distressed supply?
The typical Morgan County home carries about $228,350 of value against a median household income near $74,216. Vacancy across Morgan County's tracked ZIPs runs 28.4% and the poverty rate is 12.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Morgan County's foreclosure and lien data and its 50/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.