Morgan County, WV Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Morgan County, WV distress report, 2026: 4 ZIPs scored in Morgan, WV, Morgan, WV average 13/100; the top Morgan, WV ZIP is 25427 at 20/100; Morgan, WV market phase peak, Morgan, WV prices +0.3% year over year.
- Morgan, WV ranks #249 nationally (opportunity index); Morgan, WV #4 in West Virginia; Morgan, WV index 35.3.
- Morgan, WV: no CFPB county sample; Morgan, WV metro area reading 1.4%.
- Morgan, WV ZIP phases: 3 peak, 1 expansion.
- Morgan, WV residential listings tracked: 14 across 2 ZIPs; Morgan, WV candidate listings 9.
- Morgan, WV lenders on watch: 3; largest Morgan, WV footprint Cnb Bank Inc (2 branches).
- Morgan, WV most distressed ZIP: 25427 at 20/100.
Morgan, WV figures: DLRadar distress index; Morgan, WV inputs: CFPB, FHFA, HUD, FDIC; Morgan, WV rebuilt as sources refresh.
| Rank | Morgan, WV ZIP | Score |
|---|---|---|
| 1 | 25427 | 20/100 |
| 2 | 25411 | 11/100 |
| 3 | 25422 | 11/100 |
| 4 | 25434 | 9/100 |
Most distressed Morgan, WV ZIPs (0-100, 2026)
Mortgage delinquency around Morgan, WV
No CFPB county sample covers Morgan, WV; the metro area reading for Morgan, WV (Hagerstown-Martinsburg, MD-WV): 1.4% ninety-plus; Morgan, WV area thirty-to-eighty-nine 3.7% (December 2025, Morgan, WV); West Virginia overall 1.1%.
Opportunity index: Morgan, WV
Morgan, WV index 35.3, Morgan, WV phase peak_opportunity; Morgan, WV primary driver vacancy, Morgan, WV second driver bank institutional. Morgan, WV components: property stress 25.7, foreclosure pressure 28.4, listing discounts 41.3, bank stress 57.3, insurance 0.0; Morgan, WV pulse 38.6; Morgan, WV capital opportunity 30.3; Morgan, WV seven-day change +0.2%.
ZIP market phases inside Morgan, WV
4 Morgan, WV ZIPs carry a price-cycle phase; Morgan, WV ZIPs by phase (Morgan, WV), deepest drawdown first: peak, +0.3% YoY, 2.9% off peak (Morgan, WV): 25411, 25427; peak, +0.6% YoY, 2.8% off peak (Morgan, WV): 25422; expansion, +5.5% YoY, 0.4% off peak (Morgan, WV): 25434.
Residential listings by Morgan, WV ZIP
Morgan, WV ZIPs with the most tracked Morgan, WV residential listings: 25422 8 listings, 6 candidates, bank pressure 57; 25411 6 listings, 3 candidates, bank pressure 57. Morgan, WV totals: 14 listings; Morgan, WV candidates 9; active ZIPs 0.
Lenders with branches in Morgan, WV
Morgan, WV lenders by branch count: Cnb Bank Inc (Morgan, WV): stress 75, 2 branches low in Morgan, WV; City Nb Of West Virginia (Morgan, WV): stress 49, 1 branch low in Morgan, WV; Bank Of Romney (Morgan, WV): stress 41, 1 branch low in Morgan, WV.
Vacancy and permits, Morgan, WV
1,908 of 9,250 Morgan, WV housing units are vacant; Morgan, WV permits, twelve months: 0 multifamily units in Morgan, WV, 115 one-to-four unit units.
Work Morgan, WV at the parcel level
Every Morgan, WV parcel carries owner and address; every Morgan, WV parcel carries APN; Morgan, WV distress scores sit on the Morgan, WV live board.
Morgan, WV figures refresh with each source.
Morgan, WV questions
Most distressed ZIP code in Morgan County, WV?
ZIP 25427 leads Morgan, WV at 20/100; next in Morgan, WV: 25411 at 11/100; the Morgan, WV average is 13/100.
Where does Morgan County, WV rank for investment opportunity?
Morgan, WV is #249 among all ranked counties, #4 in West Virginia; the Morgan, WV driver is vacancy; Morgan, WV moved up 197 places.
How many mortgages are delinquent in Morgan County, WV?
Morgan, WV takes the metro area reading of 1.4% for December 2025; no CFPB county sample covers Morgan, WV.
Which banks lend in Morgan County, WV?
3 watched lenders hold Morgan, WV branches; the largest Morgan, WV footprints are Cnb Bank Inc (2), City Nb Of West Virginia (1), Bank Of Romney (1).
More on Morgan, WV
Morgan County, WV distress report: public-record figures for Morgan, WV; not legal advice for Morgan, WV; not tax or investment advice; verify every Morgan, WV record before acting.