Monongalia County, WV: Foreclosures, Tax Liens & Distressed Properties
Monongalia County, WV, West Virginia: 19 ZIP codes scored, Monongalia County, WV averaging 20/100 (low, Monongalia, WV), from 14 to 27. Monongalia County, WV is in its expansion phase (Monongalia, WV confidence 55/100): Monongalia, WV home prices up 6.7% (Monongalia, WV) over twelve months. Monongalia County, WV lender headwind: 31/100.
Highest-scoring Monongalia County, WV ZIPs: 26582 (27/100), 26554 (26/100), 26588 (25/100), 26562 (21/100), 26570 (21/100), 26575 (21/100). Also scored in Monongalia County, WV: 26501, 26505, 26506, 26508, 26521, 26534, 26541, 26543, 26544, 26546.
Across Monongalia County, WV's scored ZIPs: median home value $180,013, household income $64,513, 12.3% vacancy, 17.8% poverty, 80% owner-occupied, median age 41.6.
Monongalia County, WV insurance distress 20/100 (#2,325 in the US); FEMA hazard 0/100 for Monongalia, WV; 3 federal disaster declarations in Monongalia County, WV since 2023; 1 Monongalia, WV NFIP flood claims, $15K paid; Monongalia, WV construction distress 32/100.
13 banks with 33 branches lend in Monongalia County, WV; Monongalia, WV weighted bank stress 55/100, highest 79/100 in Monongalia, WV.
Monongalia County, WV unemployment 3.2% (Monongalia, WV -1.1 pts, six months); 22 new housing units permitted in Monongalia County, WV over twelve months, Monongalia, WV up 16% from 19; Monongalia, WV home prices +6.3% a year (Monongalia, WV) over three years.
49,932 housing units in Monongalia County, WV; 18,814 Monongalia, WV renter households; 51% of Monongalia, WV renters spend 30%+ of income on rent, 29% (Monongalia, WV) half or more.
Monongalia County, WV ranks #2,022 nationally on the opportunity index (Monongalia, WV, among all ranked counties); Monongalia, WV scores 27.6/100 and Monongalia, WV sits #40 inside West Virginia. Monongalia, WV is in the weak opportunity phase; Monongalia, WV's primary driver is vacancy, Monongalia, WV second driver bank institutional; Monongalia, WV moved up 505 places. 37 short-sale listings across Monongalia, WV; 23 days on market observed in Monongalia, WV; 10.5% vacancy over 19 Monongalia, WV ZIPs.
No CFPB county sample covers Monongalia County, WV. The non-metro area reading for Monongalia, WV: 1.2% ninety-plus days late; Monongalia, WV's thirty-to-eighty-nine share is 3.9% (Monongalia, WV, December 2025 data); West Virginia overall 1.1%.
Monongalia County, WV has 6 watched banks; 6 Monongalia, WV banks sit in an elevated band. Monongalia, WV footprints: Clear Mountain Bank (3 branches, stress 52) in Monongalia, WV; Wesbanco Bank Inc (3 branches, stress 44) in Monongalia, WV; First Exchange Bank (2 branches, stress 79) in Monongalia, WV.
HUD lists 3 assisted multifamily properties in Monongalia County, WV with 193 units; 35 Monongalia, WV units are assisted.
5,303 of the 49,932 housing units in Monongalia, WV sit vacant. Monongalia County, WV permitted 0 multifamily units in twelve months; Monongalia, WV's one-to-four unit structures added 22 units in Monongalia County, WV.
Most distressed ZIP codes in Monongalia County
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The value is in the overlap - where cycle, credit and ZIP-level distress all point the same way.
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