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Mcdowell County, WV: Foreclosures, Tax Liens & Distressed Properties

Mcdowell County, WV, West Virginia: 38 ZIP codes scored, Mcdowell County, WV averaging 30/100 (moderate, Mcdowell, WV), from 21 to 31. Mcdowell County, WV is in its expansion phase (Mcdowell, WV confidence 57/100): Mcdowell, WV home prices up 8.0% (Mcdowell, WV) over twelve months. Mcdowell County, WV lender headwind: 61/100.

Highest-scoring Mcdowell County, WV ZIPs: 24604 (31/100), 24808 (31/100), 24811 (31/100), 24813 (31/100), 24815 (31/100), 24816 (31/100). Also scored in Mcdowell County, WV: 24817, 24826, 24830, 24831, 24836, 24843, 24846, 24848, 24850, 24853.

Across Mcdowell County, WV's scored ZIPs: median home value $65,832, household income $33,377, 30.2% vacancy, 27.3% poverty, 79% owner-occupied, median age 49.8.

Mcdowell County, WV insurance distress 67/100 (#711 in the US); FEMA hazard 50/100 for Mcdowell, WV; 6 federal disaster declarations in Mcdowell County, WV since 2023; 62 Mcdowell, WV NFIP flood claims, $2.6M paid; Mcdowell, WV construction distress 97/100.

2 banks with 5 branches lend in Mcdowell County, WV; Mcdowell, WV weighted bank stress 66/100, highest 67/100 in Mcdowell, WV.

Mcdowell County, WV unemployment 10.6% (Mcdowell, WV -1.8 pts, six months); 2 new housing units permitted in Mcdowell County, WV over twelve months, Mcdowell, WV down 75% from 8.

9,336 housing units in Mcdowell County, WV; 1,578 Mcdowell, WV renter households; 27% of Mcdowell, WV renters spend 30%+ of income on rent, 19% (Mcdowell, WV) half or more.

Mcdowell County, WV ranks #1,373 nationally on the opportunity index (Mcdowell, WV, among all ranked counties); Mcdowell, WV scores 29.9/100 and Mcdowell, WV sits #27 inside West Virginia. Mcdowell, WV is in the early_signal opportunity phase; Mcdowell, WV's primary driver is vacancy, Mcdowell, WV second driver construction; Mcdowell, WV moved down 644 places. 29 days on market observed in Mcdowell, WV; 29.1% vacancy over 38 Mcdowell, WV ZIPs.

No CFPB county sample covers Mcdowell County, WV. The non-metro area reading for Mcdowell, WV: 1.2% ninety-plus days late; Mcdowell, WV's thirty-to-eighty-nine share is 3.9% (Mcdowell, WV, December 2025 data); West Virginia overall 1.1%.

Mcdowell County, WV has 2 watched banks; 2 Mcdowell, WV banks sit in an elevated band. Mcdowell, WV footprints: Pioneer Community Bank Inc (3 branches, stress 65) in Mcdowell, WV; Mcnb Bank&Trust Co (2 branches, stress 67) in Mcdowell, WV.

HUD lists 2 assisted multifamily properties in Mcdowell County, WV with 117 units; 115 Mcdowell, WV units are assisted, 1 Mcdowell, WV properties under project-based Section 8.

2,869 of the 9,336 housing units in Mcdowell, WV sit vacant. Mcdowell County, WV permitted 0 multifamily units in twelve months; Mcdowell, WV's one-to-four unit structures added 2 units in Mcdowell County, WV.

Expansion
Market phase
8%
Mcdowell, WV HPI YoY
0%
Drawdown
57
Mcdowell confidence

Top Mcdowell County ZIP codes by stress score

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