Adams County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Adams County, PA distress report, 2026: 18 ZIPs scored in Adams, PA, Adams, PA average 21/100; the top Adams, PA ZIP is 17019 at 27/100; Adams, PA market phase neutral, Adams, PA prices +3.8% year over year.
- Adams, PA ranks #2,689 nationally (opportunity index); Adams, PA #57 in Pennsylvania; Adams, PA index 25.0.
- Adams, PA: no CFPB county sample; Adams, PA non-metro area reading 1.6%.
- Adams, PA ZIP phases: 15 neutral, 2 peak, 1 expansion.
- Adams, PA residential listings tracked: 31 across 14 ZIPs; Adams, PA candidate listings 13.
- Adams, PA HUD assisted properties: 4 with 194 units.
- Adams, PA lenders on watch: 1; largest Adams, PA footprint Acnb Bank (10 branches).
- Adams, PA most distressed ZIP: 17019 at 27/100.
Adams, PA figures: DLRadar distress index; Adams, PA inputs: CFPB, FHFA, HUD, FDIC; Adams, PA rebuilt as sources refresh.
| Rank | Adams, PA ZIP | Score |
|---|---|---|
| 1 | 17019 | 27/100 |
| 2 | 17331 | 25/100 |
| 3 | 17301 | 24/100 |
| 4 | 17316 | 24/100 |
| 5 | 17222 | 22/100 |
| 6 | 17324 | 21/100 |
| 7 | 17372 | 21/100 |
| 8 | 17303 | 20/100 |
| 9 | 17304 | 20/100 |
| 10 | 17306 | 20/100 |
| 11 | 17307 | 20/100 |
| 12 | 17320 | 20/100 |
Most distressed Adams, PA ZIPs (0-100, 2026)
Mortgage delinquency around Adams, PA
No CFPB county sample covers Adams, PA; the non-metro area reading for Adams, PA: 1.6% ninety-plus; Adams, PA area thirty-to-eighty-nine 2.1% (December 2025, Adams, PA); Pennsylvania overall 1.0%.
Opportunity index: Adams, PA
Adams, PA index 25.0, Adams, PA phase weak; Adams, PA primary driver construction, Adams, PA second driver bank institutional. Adams, PA components: property stress 8.0, foreclosure pressure 5.9, listing discounts 31.1, bank stress 51.9, insurance 0.0; Adams, PA pulse 25.9; Adams, PA capital opportunity 23.7.
ZIP market phases inside Adams, PA
18 Adams, PA ZIPs carry a price-cycle phase; Adams, PA ZIPs by phase (Adams, PA), deepest drawdown first: neutral, +3.8% YoY, 0.5% off peak (Adams, PA): 17303, 17304, 17306, 17320, Adams, PA 17325, 17340, 17343, 17344, Adams, PA 17350, 17353, 17372, 17307; neutral, +4.4% YoY, 0.3% off peak (Adams, PA): 17301, 17316; neutral, +4.7% YoY, 0.2% off peak (Adams, PA): 17331; peak, +3.5% YoY, 0.2% off peak (Adams, PA): 17222.
Residential listings by Adams, PA ZIP
Adams, PA ZIPs with the most tracked Adams, PA residential listings: 17325 8 listings, 4 candidates, bank pressure 56; 17316 5 listings, 2 candidates, bank pressure 56; 17307 3 listings, 0 candidates, bank pressure 59; 17320 3 listings, 2 candidates, bank pressure 56 (Adams, PA); 17340 3 listings, 1 candidates, bank pressure 56; 17344 3 listings, 2 candidates, bank pressure 56; 17304 2 listings, 0 candidates, bank pressure 56; 17350 2 listings, 1 candidates, bank pressure 56. Adams, PA totals: 31 listings; Adams, PA candidates 13; active ZIPs 10.
HUD assisted housing in Adams, PA
4 assisted properties with 194 units sit in Adams, PA; largest Adams, PA properties: Mcsherrystown Interfaith Village (Mcsherrystown) 83 units, 83 assisted; Cecilian Village (Mc Sherrystown) 49 units, 49 assisted; St Joseph's Village (Mcsherrystown) 40 units, 40 assisted in Adams, PA; Carlisle Apts I (Gettysburg) 22 units.
Lenders with branches in Adams, PA
Adams, PA lenders by branch count: Acnb Bank (Adams, PA): stress 46, 10 branches low in Adams, PA.
Vacancy and permits, Adams, PA
2,831 of 43,672 Adams, PA housing units are vacant; Adams, PA permits, twelve months: 0 multifamily units in Adams, PA, 460 one-to-four unit units.
Work Adams, PA at the parcel level
Every Adams, PA parcel carries owner and address; every Adams, PA parcel carries APN; Adams, PA distress scores sit on the Adams, PA live board.
Adams, PA figures refresh with each source.
Adams, PA questions
Most distressed ZIP code in Adams County, PA?
ZIP 17019 leads Adams, PA at 27/100; next in Adams, PA: 17331 at 25/100; the Adams, PA average is 21/100.
Where does Adams County, PA rank for investment opportunity?
Adams, PA is #2,689 among all ranked counties, #57 in Pennsylvania; the Adams, PA driver is construction; Adams, PA moved up 280 places.
How many mortgages are delinquent in Adams County, PA?
Adams, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Adams, PA.
Which banks lend in Adams County, PA?
1 watched lenders hold Adams, PA branches; the largest Adams, PA footprints are Acnb Bank (10).
More on Adams, PA
Adams County, PA distress report: public-record figures for Adams, PA; not legal advice for Adams, PA; not tax or investment advice; verify every Adams, PA record before acting.