Adams County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Adams County, Pennsylvania? DLRadar grades every Adams County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 27/100. Here is the 2026 Adams County breakdown.
- Adams County's most distressed ZIP is 17019 at 27/100.
- 18 ZIP codes tracked in Adams County, averaging 22/100 distress.
- Adams County reads neutral — home values up 3.8% year over year, 0.5% off peak.
- Vacancy runs 10.7% across Adams County's tracked ZIPs, with a 8.1% poverty rate.
- The typical Adams County home is worth about $256,194 against a ~$80,825 median income.
- Lending headwind in Adams County sits at 33/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 17019 | 27/100 |
| 2 | 17331 | 25/100 |
| 3 | 17301 | 24/100 |
| 4 | 17316 | 24/100 |
| 5 | 17222 | 22/100 |
| 6 | 17324 | 22/100 |
| 7 | 17303 | 21/100 |
| 8 | 17304 | 21/100 |
| 9 | 17306 | 21/100 |
| 10 | 17307 | 21/100 |
| 11 | 17320 | 21/100 |
| 12 | 17325 | 21/100 |
Most distressed ZIP codes in Adams County (composite distress 0-100, 2026)
What is driving Adams County distress
The Adams County read is assembled from six public feeds — FHFA, CFPB, the county recorder, FEMA, NFIP and Census ACS, producing a 22/100 ZIP average. No proprietary or modelled inputs enter the score.
Adams County market phase and pricing
The cycle in Adams County is neutral, with values up 3.8% year over year and 0.5% below peak. Softening prices lengthen time-on-market, which is where negotiable sellers appear.
See the distressed properties behind the data in Adams County
Everything summarised here for Adams County is free. Start a trial to see the scored parcels, owners and filings underneath — nothing charged today.
No card required · full read access to live data for 60 minutes.
Questions about this county
Which part of Adams County, PA scores highest for distress?
ZIP 17019 leads Adams County at 27/100, recomputed monthly from public records.
Is Adams County expanding or contracting?
FHFA price-index movement places Adams County in neutral; prices are up 3.8% over twelve months.
How is the Adams County data sourced?
Public records only: FHFA for prices, CFPB for mortgage performance, the county recorder for filings, FEMA/NFIP for flood, Census ACS for demographics. The 18 Adams County ZIP codes are scored exactly as every other county is, which is what makes cross-market comparison valid.
How much do distress scores vary between Adams County ZIP codes?
A county average hides the spread. Across the Adams County ZIPs DLRadar ranks, scores run from 27/100 in 17019 down to 21/100 in 17325, against a Adams County average of 22/100. That 6-point gap is why acquisition targeting in Adams County works at ZIP level rather than county level.
What do Adams County home values and vacancy say about distressed supply?
The typical Adams County home carries about $256,194 of value against a median household income near $80,825. Vacancy across Adams County's tracked ZIPs runs 10.7% and the poverty rate is 8.1%. Vacancy and strained affordability are the conditions that make arrears become supply, read here against Adams County's foreclosure and tax-lien filings and its 33/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.