Adams County, PA: Home-Insurance Distress & Forced-Sale Pressure
Adams County, PA: 26/100 (moderate) home-insurance distress; Adams, PA band LOW; Adams, PA #1,873 of 3,222 counties; Adams, PA #30 of 67 in Pennsylvania; raw Adams, PA 30.3; Adams, PA coverage multiplier 0.85.
FEMA hazard, Adams, PA: 0/100; Adams, PA declarations, three years: none.
NFIP claims, Adams, PA, three years: 6; Adams, PA payouts $126,337; per Adams, PA claim $21,056; Adams, PA claim-stress 76/100.
Adams, PA monthly score: 26 in every month from March 2026 (Adams, PA) through October 2026.
Adams, PA components: NFIP claims 76; Adams, PA retreat index 26; Adams, PA climate multiplier 0.85.
Construction distress, Adams, PA: 49/100 as of August 2026 (Adams, PA: 47/100 one-to-four unit, 18/100 multifamily).
Adams, PA ZIPs, June 2026 (Adams, PA, 16 highest): score 0 (Adams, PA), climate 90 (Adams, PA): 17019; score 0 (Adams, PA), climate 82 (Adams, PA): 17331; score 0 (Adams, PA), climate 81 (Adams, PA): 17324; score 0 (Adams, PA), climate 78 (Adams, PA): 17316; score 0 (Adams, PA), climate 77 (Adams, PA): 17301; score 0 (Adams, PA), climate 75 (Adams, PA): 17222; score 0 (Adams, PA), climate 70 (Adams, PA): 17307; score 0 (Adams, PA), climate 69 (Adams, PA): 17303, 17304, 17306, 17320, Adams, PA 17325, 17340, 17343, 17344, Adams, PA 17350.
DLRadar rescores Adams, PA monthly; Adams, PA readings join Adams, PA foreclosure, lien and ownership parcels (Adams, PA), so cost-squeezed Adams, PA owners surface before listing.
Inside Pennsylvania, Adams County ranks 30th of 67 counties for home-insurance distress at 26/100; Lackawanna County (26/100) sits just above Adams County, and York County (25/100) sits just below Adams County.
Deterministic. Every Adams County, PA signal traces to a public Adams dataset (FEMA, NFIP, Census for Adams, PA) · how insurance distress works in Adams, PA · methodology
FAQ: Adams County, PA insurance distress
What is the Adams County, PA home-insurance-distress score?
Adams, PA: 26/100 (LOW), #1,873 of 3,222, #30 in Pennsylvania. FEMA hazard, Adams, PA: 0/100; NFIP stress, Adams, PA: 76/100; construction, Adams, PA: 49/100; Adams, PA rescores monthly.
Is Adams County insurance distress getting better or worse (PA)?
Adams, PA: 26 in March 2026; Adams, PA: 26 in October 2026 (unchanged); Adams, PA NFIP claims score 76.
How many flood-insurance claims has Adams County, PA had?
Adams, PA: 6 NFIP claims, three years; Adams, PA paid $126,337; per Adams, PA claim $21,056; carriers reprice Adams, PA against that record.
Which Adams County ZIP codes carry the most insurance distress (PA)?
Adams, PA, June 2026: 17019 at 0, 17331 at 0, 17324 at 0, 17316 at 0; Adams, PA climate scores there: 90, 82, 81, 78.
Why does Adams, PA insurance distress create sellers?
A Adams, PA premium outruns the Adams, PA budget; a carrier leaves Adams, PA; Adams, PA carrying cost passes plan; Adams, PA owners sell while current; Adams, PA insurance distress leads Adams, PA foreclosure data.