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ZIP 21770 Foreclosure, Tax-Lien & Distress Report

Frederick County, Maryland · Distress market

Composite property distress in 21770 (Frederick County, Maryland) lands at 25/100 — low on DLRadar's public-record scoring. Climate and flood risk are elevated too — climate & FEMA risk (79/100), flood (NFIP) exposure (63/100). Structurally it carries 57/100, against 2/100 of stress already in motion. The pressure is most legible in construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (6/100) register low.

Prices here sit in a peak phase: values rose 1.6% over the trailing year, and 14% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The poverty rate is 1.4% — low. Rent burden reaches 0% of tenant households. About 55% have a four-year degree. The typical home is worth about $632,500 (3.3× income, relatively affordable). 7,815 residents call 21770 home, typically aged 41. There are about 2,632 housing units across 21770. Households earn a median $184,464 — above the roughly $78,000 national figure. The demographic-stress sub-score lands at 17/100. Owners hold 98% of homes, renters 2%. The vacancy rate is 2.2%.

On balance 21770 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 21770 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 21770 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Frederick County, Maryland and the nation. Where the public record is thin for 21770, the field stays empty rather than modeled, and fills in as new documents post.

Behind 21770's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 21770 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

25/100
Composite stress
57/100
Structural risk
2/100
Distress activity

ZIP 21770 distress signals, scored

Foreclosure activity0
Mortgage stress6
Climate / FEMA risk79
9 further distress layers are graded for 21770

Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 21770 Stress Report snapshot

Real-time distress, cycle phase, housing and bank-stress readings for 21770, the same set carried on every parcel.

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More ZIPs across Frederick County

Keep exploring Maryland distress

Further distress data across Frederick County, Maryland at ZIP, county and state level.

The complete 21770 distress and acquisition report

See who owns each distressed property in 21770, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.

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