ZIP 21774 Foreclosure, Tax-Lien & Distress Report
Frederick County, Maryland · Distress market
On DLRadar's 0-100 public-record scale, ZIP 21774 in Frederick County, Maryland comes in at 25, a low composite-distress reading. Its standout signals are construction/permit lag (82/100), structural risk (57/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (6/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (63/100)). On the structural side it scores 57/100, with 2/100 of stress already active.
The peak-phase market in 21774 posted values that rose 1.6% over the year, and 24% higher over three years, at 20/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
2.1% of residents fall below the poverty threshold. The tenure split is 93% owner-occupied to 7% rented. There are about 5,766 housing units across 21774. Rent burden reaches 49% of tenant households. Vacancy runs 1.3%. Educational attainment sits at 61% bachelor's-or-above. The demographic-stress sub-score lands at 23/100. Home values center near $541,000, an affordability ratio of 3.0× — accessible. At $171,875, median income runs above typical U.S. levels. About 16,515 people live here, median age 36.
On balance 21774 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 21774 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 21774's 25/100 can be lined up against any neighbor in Frederick County, Maryland or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 21774 shows blanks, not estimates, wherever the record is sparse.
Each component behind 21774 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 25/100 roll-up. In workflow terms, 21774 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 21774
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
The 21774 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Frederick County ZIPs near 21774
Related reports across Frederick County, Maryland
Further distress data across Frederick County, Maryland at ZIP, county and state level.
Get the full acquisition report for 21774
The full 21774 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
No modelling: every input is a public record · methodology