ZIP 21774 Property Distress & Foreclosure Data

ZIP code 21774 in Frederick County, Maryland carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (75/100), structural risk (55/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (6/100). Environmental exposure also runs high (climate & FEMA risk (79/100), flood (NFIP) exposure (64/100)). On the structural side it scores 55/100, with 2/100 of stress already active.

The peak-phase market in 21774 posted values that rose 2.8% over the year, and 24% higher over three years (phase confidence 32/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

2.1% of residents fall below the poverty threshold. Owners hold 93% of homes, renters 7%. The ZIP holds roughly 5,766 housing units. Around 49% of renters are cost-burdened. The vacancy rate is 1.3%. Educational attainment sits at 61% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 23/100. Home values center near $541,000, an affordability ratio of 3.0× — accessible. Median household income is $171,875, above the U.S. median near $78,000. Population is roughly 16,515 with a median age of 36.

Broadly, 21774 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.