ZIP 20816 Property Distress & Foreclosure Data

In Montgomery County, Maryland, ZIP 20816 scores 30 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (100/100), structural risk (68/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. The latent-versus-live split is 68/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (92/100), flood (NFIP) exposure (81/100).

The market reads peak — home values rose 2.8% year on year, and 17% higher over three years (phase confidence 32/100). Topping markets hide individual distress behind strong averages.

At $231,284, median income runs above typical U.S. levels. The poverty rate is 3.9% — low. The ZIP holds roughly 6,701 housing units. The demographic-stress sub-score lands at 28/100. About 18,081 people live here, median age 44. The typical home is worth about $1,217,200 (5.0× income). Around 89% of adults hold a bachelor's degree or higher. 81% of housing is owner-occupied. Around 51% of renters are cost-burdened. The vacancy rate is 4.8%.

Net-net, 20816 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.