ZIP 20816 Foreclosure, Tax-Lien & Distress Report
Montgomery County, Maryland · High Value market
In Montgomery County, Maryland, ZIP 20816 scores 20 of 100 for composite distress, a low level on DLRadar's distress index. Leading the profile are structural risk (43/100), institutional ownership (18/100), mortgage stress (7/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Structurally it carries 43/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (92/100), flood (NFIP) exposure (80/100)).
The market reads peak — home values rose 1.6% year on year, and 17% higher over three years (phase confidence 20/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $231,284, median income runs above typical U.S. levels. 3.9% of residents fall below the poverty threshold. There are about 6,701 housing units across 20816. DLRadar's demographic-stress index for the area reads 28/100. About 18,081 people live here, median age 44. A median home runs $1,217,200 here, or 5.0 times local income. About 89% have a four-year degree. Owners hold 81% of homes, renters 19%. Around 51% of renters are cost-burdened. Vacancy runs 4.8%.
Net-net, 20816 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 20816 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 20816 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 20816 reflects the current record instead of a stale or modeled snapshot.
The 20/100 for 20816 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 20816 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 20816
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 20816 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Montgomery County ZIPs near 20816
Nearest ZIP codes to 20816
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Montgomery County, Maryland
Related ZIP, county and statewide reads linked to Montgomery County, Maryland.
Unlock the full ZIP 20816 acquisition report
Pull every distressed parcel in 20816 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Each signal above is traceable to an open dataset · methodology