Allegany County, MD: Home-Insurance Distress & Forced-Sale Pressure
Allegany County, MD: 32/100 (moderate) home-insurance distress; Allegany, MD band LOW; Allegany, MD #1,572 of 3,222 counties; Allegany, MD #1 of 24 in Maryland; raw Allegany, MD 37.1; Allegany, MD coverage multiplier 0.85.
FEMA hazard, Allegany, MD: 0/100; Allegany, MD declarations, three years: 2; Allegany, MD five-year count 3 (severity 6.0); Allegany, MD ten-year 3.
Declared incidents on the Allegany, MD record: 2026 Winter Storm 3 (Allegany, MD).
NFIP claims, Allegany, MD, three years: 36; Allegany, MD payouts $1,886,879; per Allegany, MD claim $52,413; Allegany, MD claim-stress 93/100.
Allegany, MD monthly score rose, 31 (March 2026) to 32 (October 2026); Allegany, MD by month: March 31, April 31, May 31, June 31 (Allegany, MD), July 31, August 31, September 31, October 32.
Allegany, MD components: NFIP claims 93; Allegany, MD retreat index 32; Allegany, MD climate multiplier 0.85.
Construction distress, Allegany, MD: 57/100 as of August 2026 (Allegany, MD: 44/100 one-to-four unit, 100/100 multifamily).
Allegany, MD ZIPs, June 2026 (Allegany, MD, 16 highest): score 0 (Allegany, MD), climate 55 (Allegany, MD): 21502, 21524, 21529, 21530, Allegany, MD 21540, 21542, 21543, 21545, Allegany, MD 21555, 21557, 21560, 21766; score 0 (Allegany, MD), climate 37 (Allegany, MD): 21532; score 0 (Allegany, MD), climate 35 (Allegany, MD): 21562; score 0 (Allegany, MD), climate 33 (Allegany, MD): 21539; score 0 (Allegany, MD), climate 31 (Allegany, MD): 21521.
DLRadar rescores Allegany, MD monthly; Allegany, MD readings join Allegany, MD foreclosure, lien and ownership parcels (Allegany, MD), so cost-squeezed Allegany, MD owners surface before listing.
Inside Maryland, Allegany County ranks 1st of 24 counties for home-insurance distress at 32/100; Kent County (30/100) sits just below Allegany County.
Deterministic. Every Allegany County, MD signal traces to a public Allegany dataset (FEMA, NFIP, Census for Allegany, MD) · how insurance distress works in Allegany, MD · methodology
FAQ: Allegany County, MD insurance distress
What is the Allegany County, MD home-insurance-distress score?
Allegany, MD: 32/100 (LOW), #1,572 of 3,222, #1 in Maryland. FEMA hazard, Allegany, MD: 0/100; NFIP stress, Allegany, MD: 93/100; construction, Allegany, MD: 57/100; Allegany, MD rescores monthly.
Is Allegany County insurance distress getting better or worse (MD)?
Allegany, MD: 31 in March 2026; Allegany, MD: 32 in October 2026 (worse); Allegany, MD NFIP claims score 93.
How many flood-insurance claims has Allegany County, MD had?
Allegany, MD: 36 NFIP claims, three years; Allegany, MD paid $1,886,879; per Allegany, MD claim $52,413; carriers reprice Allegany, MD against that record.
Which Allegany County ZIP codes carry the most insurance distress (MD)?
Allegany, MD, June 2026: 21502 at 0, 21524 at 0, 21529 at 0, 21530 at 0; Allegany, MD climate scores there: 55, 55, 55, 55.
Why does Allegany, MD insurance distress create sellers?
A Allegany, MD premium outruns the Allegany, MD budget; a carrier leaves Allegany, MD; Allegany, MD carrying cost passes plan; Allegany, MD owners sell while current; Allegany, MD insurance distress leads Allegany, MD foreclosure data.