ZIP 21562 Property Distress & Foreclosure Data

ZIP code 21562 in Garrett County, Maryland carries a composite property-distress score of 14/100 — a minimal reading on DLRadar's deterministic public-record index. Structural risk reads 33/100 against active distress of 3/100. What sets it apart are the readings on structural risk (33/100), construction/permit lag (24/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (11/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (85/100).

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 13% lower over three years, at 38/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 1,539 housing units across 21562. A median home runs $98,500 here, or 2.1 times local income. The tenure split is 78% owner-occupied to 22% rented. About 14% have a four-year degree. Households earn a median $53,056 — below the roughly $78,000 national figure. Vacancy runs 19.2%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 21% of tenant households. On demographic stress specifically, 21562 scores 28/100. 3,192 residents call 21562 home, typically aged 37. Roughly 24.8% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Taken together, 21562 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.