ZIP 21562 Foreclosure, Tax-Lien & Distress Report
Garrett County, Maryland · High Vacancy market
Composite property distress in 21562 (Garrett County, Maryland) lands at 15/100 — low on DLRadar's distress scoring. Structurally it carries 35/100, against 3/100 of stress already in motion. The most distinctive pressure shows up in structural risk (35/100), construction/permit lag (32/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (11/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (85/100).
The market reads peak — home values rose 3.5% year on year, and 13% lower over three years (phase confidence 21/100). Topping markets hide individual distress behind strong averages.
There are about 1,539 housing units across 21562. Home values center near $98,500, an affordability ratio of 2.1× — accessible. The tenure split is 78% owner-occupied to 22% rented. Educational attainment sits at 14% bachelor's-or-above. Median household income is $53,056, below the U.S. median near $78,000. The vacancy rate is 19.2% — elevated. Rent burden reaches 21% of tenant households. The demographic-stress sub-score lands at 28/100. About 3,192 people live here, median age 37. The poverty rate is 24.8% — high, a tax-stress and distress correlate.
Net-net, 21562 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 21562 at the moment; the composite and its components are still built from verifiable records.
Because one deterministic model scores every ZIP, 21562's 15/100 can be lined up against any neighbor in Garrett County, Maryland or any ZIP coast to coast. Sparse data for 21562 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 15/100 for 21562 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 21562 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 21562’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 21562 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 21562, the same set carried on every parcel.
Other Garrett County ZIP codes
Nearest ZIP codes to 21562
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More ZIP, county and state distress intelligence connected to Garrett County, Maryland.
See every distressed parcel in 21562
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Rules-based scoring — each signal ties to a public dataset · methodology