Allegany County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Allegany County, MD distress report, 2026: 16 ZIPs scored in Allegany, MD, Allegany, MD average 19/100; the top Allegany, MD ZIP is 21502 at 21/100; Allegany, MD market phase peak, Allegany, MD prices +1.6% year over year.
- Allegany, MD ranks #437 nationally (opportunity index); Allegany, MD #1 in Maryland; Allegany, MD index 33.8.
- Allegany, MD: no CFPB county sample; Allegany, MD state reading 1.1%.
- Allegany, MD ZIP phases: 15 peak, 1 neutral.
- Allegany, MD residential listings tracked: 71 across 13 ZIPs; Allegany, MD candidate listings 46.
- Allegany, MD HUD assisted properties: 4 with 356 units.
- Allegany, MD lenders on watch: 1; largest Allegany, MD footprint First United Bank&Trust (2 branches).
- Allegany, MD most distressed ZIP: 21502 at 21/100.
Allegany, MD figures: DLRadar distress index; Allegany, MD inputs: CFPB, FHFA, HUD, FDIC; Allegany, MD rebuilt as sources refresh.
| Rank | Allegany, MD ZIP | Score |
|---|---|---|
| 1 | 21502 | 21/100 |
| 2 | 21524 | 21/100 |
| 3 | 21529 | 21/100 |
| 4 | 21530 | 21/100 |
| 5 | 21540 | 21/100 |
| 6 | 21542 | 21/100 |
| 7 | 21543 | 21/100 |
| 8 | 21545 | 21/100 |
| 9 | 21555 | 21/100 |
| 10 | 21557 | 21/100 |
| 11 | 21560 | 21/100 |
| 12 | 21766 | 21/100 |
Most distressed Allegany, MD ZIPs (0-100, 2026)
Mortgage delinquency around Allegany, MD
No CFPB county sample covers Allegany, MD; the state reading for Allegany, MD: 1.1% ninety-plus; Allegany, MD area thirty-to-eighty-nine 2.3% (December 2025, Allegany, MD).
Opportunity index: Allegany, MD
Allegany, MD index 33.8, Allegany, MD phase peak_opportunity; Allegany, MD primary driver vacancy, Allegany, MD second driver bank institutional. Allegany, MD components: property stress 18.1, foreclosure pressure 19.8, listing discounts 44.8, bank stress 57.2, insurance 0.0; Allegany, MD pulse 36.2; Allegany, MD capital opportunity 30.1.
ZIP market phases inside Allegany, MD
16 Allegany, MD ZIPs carry a price-cycle phase; Allegany, MD ZIPs by phase (Allegany, MD), deepest drawdown first: peak, +1.6% YoY (Allegany, MD): 21502, 21524, 21529, 21530, Allegany, MD 21540, 21542, 21543, 21545, Allegany, MD 21555, 21557, 21560, 21766; neutral, +3.9% YoY (Allegany, MD): 21521; peak, +3.3% YoY (Allegany, MD): 21532; peak, +3.7% YoY (Allegany, MD): 21539; peak, +3.5% YoY (Allegany, MD): 21562.
Residential listings by Allegany, MD ZIP
Allegany, MD ZIPs with the most tracked Allegany, MD residential listings: 21502 30 listings, 19 candidates, bank pressure 66; 21532 25 listings, 18 candidates, bank pressure 62; 21545 6 listings, 5 candidates, bank pressure 66; 21530 4 listings, 2 candidates, bank pressure 66 (Allegany, MD); 21557 3 listings, 0 candidates, bank pressure 66; 21555 2 listings, 1 candidates, bank pressure 66; 21766 1 listings, 1 candidates, bank pressure 66; 21524 0 listings, 0 candidates, bank pressure 66. Allegany, MD totals: 71 listings; Allegany, MD candidates 46; active ZIPs 1.
HUD assisted housing in Allegany, MD
4 assisted properties with 356 units sit in Allegany, MD; largest Allegany, MD properties: Old Towne Manor (Cumberland) 138 units, 104 assisted; Frostburg Heights (Frostburg) 110 units, 110 assisted; Cumberland Manor (Cumberland) 102 units, 101 assisted in Allegany, MD; Washington-Allegany Residences Ii (Cumberland) 6 units, 6 assisted.
Lenders with branches in Allegany, MD
Allegany, MD lenders by branch count: First United Bank&Trust (Allegany, MD): stress 63, 2 branches low in Allegany, MD.
Vacancy and permits, Allegany, MD
5,338 of 32,720 Allegany, MD housing units are vacant; Allegany, MD permits, twelve months: 0 multifamily units in Allegany, MD, 32 one-to-four unit units.
Work Allegany, MD at the parcel level
Every Allegany, MD parcel carries owner and address; every Allegany, MD parcel carries APN; Allegany, MD distress scores sit on the Allegany, MD live board.
Allegany, MD figures refresh with each source.
Allegany, MD questions
Most distressed ZIP code in Allegany County, MD?
ZIP 21502 leads Allegany, MD at 21/100; next in Allegany, MD: 21524 at 21/100; the Allegany, MD average is 19/100.
Where does Allegany County, MD rank for investment opportunity?
Allegany, MD is #437 among all ranked counties, #1 in Maryland; the Allegany, MD driver is vacancy; Allegany, MD moved up 409 places.
How many mortgages are delinquent in Allegany County, MD?
Allegany, MD takes the state reading of 1.1% for December 2025; no CFPB county sample covers Allegany, MD.
Which banks lend in Allegany County, MD?
1 watched lenders hold Allegany, MD branches; the largest Allegany, MD footprints are First United Bank&Trust (2).
More on Allegany, MD
Allegany County, MD distress report: public-record figures for Allegany, MD; not legal advice for Allegany, MD; not tax or investment advice; verify every Allegany, MD record before acting.