Allegany County, MD Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Allegany County, Maryland? DLRadar grades every Allegany County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 21/100. Here is the 2026 Allegany County breakdown.
- Allegany County's most distressed ZIP is 21502 at 21/100.
- 16 ZIP codes tracked in Allegany County, averaging 20/100 distress.
- Allegany County reads peak — home values up 1.6% year over year.
- Vacancy runs 19.4% across Allegany County's tracked ZIPs, with a 16.5% poverty rate.
- The typical Allegany County home is worth about $147,573 against a ~$58,398 median income.
- Lending headwind in Allegany County sits at 49/100 — a forward read on distressed supply.
All figures come from the monthly DLRadar distress index built on public records. Attribution to DLRadar (dlradar.com) appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 21502 | 21/100 |
| 2 | 21524 | 21/100 |
| 3 | 21529 | 21/100 |
| 4 | 21530 | 21/100 |
| 5 | 21540 | 21/100 |
| 6 | 21542 | 21/100 |
| 7 | 21543 | 21/100 |
| 8 | 21545 | 21/100 |
| 9 | 21555 | 21/100 |
| 10 | 21557 | 21/100 |
| 11 | 21560 | 21/100 |
| 12 | 21766 | 21/100 |
Most distressed ZIP codes in Allegany County (composite distress 0-100, 2026)
What is driving Allegany County distress
Nothing here is estimated: Allegany County is scored from filings alone, and its ZIPs average 20/100 composite distress. The inputs are FHFA house prices, CFPB delinquency, county recorder foreclosure and lien records, FEMA and NFIP claims, and Census ACS.
Allegany County market phase and pricing
Phase for Allegany County: peak (+1.6% YoY). As pricing power fades, listings sit longer and sellers become reachable.
See the distressed properties behind the data in Allegany County
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Frequently asked questions
Which ZIP code leads Allegany County on distress?
ZIP 21502 leads Allegany County at 21/100, recomputed monthly from public records.
How would you describe the Allegany County market phase?
Allegany County reads peak, with home prices up 1.6% year over year. Phase comes from FHFA House Price Index trajectory.
Which datasets feed the Allegany County scores?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 16 Allegany County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Allegany County ZIP codes?
A county average hides the spread. Across the Allegany County ZIPs DLRadar ranks, scores run from 21/100 in 21502 down to 21/100 in 21766, against a Allegany County average of 20/100. Because the gap runs to 0 points, Allegany County rewards ZIP-level precision.
What do Allegany County home values and vacancy say about distressed supply?
The typical Allegany County home carries about $147,573 of value against a median household income near $58,398. Vacancy across Allegany County's tracked ZIPs runs 19.4% and the poverty rate is 16.5%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Allegany County's foreclosure and tax-lien filings and its 49/100 lending headwind.
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Produced by fixed formulas over public records — research, not investment, legal or financial advice. The underlying index updates monthly.