Fannie Mae HomePath vs Freddie Mac HomeSteps: GSE Foreclosures Compared (2026)
The two GSEs sell their foreclosed homes under two brands. HomePath is Fannie Mae's, HomeSteps is Freddie Mac's. Both list through local agents, both give owner-occupants a first look, both allow financing. They differ in buyer programs, in how prices are published, and in what the free auction wire carries: HomeSteps is a source on the wire today, HomePath is not yet.
- HomeSteps on the wire today: 418 rows across 45 states (October 20, 2026).
- HomePath is not a wire source yet; Fannie Mae's inventory is on its own site.
| Date | Type | Source | Property (HomePath vs HomeSteps) | ST | Price / bid | Record |
|---|---|---|---|---|---|---|
| 2026-10-09 | REO | Freddie Mac HomeSteps (REO inventory) | 565 Hatch Ave Saint Paul | MN | — | verified |
| 2026-10-09 | REO | Freddie Mac HomeSteps (REO inventory) | 2521 Marty Way Seguin | TX | — | verified |
| 2026-10-09 | REO | Freddie Mac HomeSteps (REO inventory) | 10012 Deussen Lane Texas City | TX | — | verified |
| 2026-10-09 | REO | Freddie Mac HomeSteps (REO inventory) | 1029 Clearwood Dr Dallas | TX | — | verified |
| 2026-10-09 | REO | Freddie Mac HomeSteps (REO inventory) | 233 State Route 69 Williamstown | NY | — | verified |
| 2026-10-09 | REO | Freddie Mac HomeSteps (REO inventory) | 15856 Southwest Sunset Court Sherwood | OR | — | verified |
HomePath vs HomeSteps: 6 of 418 rows, October 20, 2026.
What is the same
A GSE as seller, agent-listed homes at a price, a first-look period of roughly three weeks for owner-occupants and nonprofits, as-is sales with inspections allowed, and conventional financing. Both brands reduce prices on unsold homes and relist them.
What differs
HomePath has run buyer-incentive programs such as closing-cost credits for owner-occupants who complete its course; HomeSteps offers its own programs through lenders. HomePath publishes prices consistently on its site; the HomeSteps feed sometimes omits them, which the wire shows as a dash.
On the wire
HomeSteps rows are REO with the HomeSteps link. A reader who wants HomePath inventory today uses Fannie Mae's site; the working file documents sources and as-of dates, and the wire's source list grows when a feed is added.
More HomePath vs HomeSteps rows seen on the wire
2026-10-09: Freddie Mac HomeSteps (REO inventory) listed 899 1st St Phillipsburg, KS. 2026-10-09: Freddie Mac HomeSteps (REO inventory) listed 2109 Ocelot St Crandall, TX. 2026-10-08: Freddie Mac HomeSteps (REO inventory) listed 120 Danny Road Marion, SC. 2026-10-08: Freddie Mac HomeSteps (REO inventory) listed 2839 Bexley Ct Louisville, KY. 2026-10-08: Freddie Mac HomeSteps (REO inventory) listed 713 New York Ave Martinsburg, WV. 2026-10-08: Freddie Mac HomeSteps (REO inventory) listed 5214 Banbury Ave Memphis, TN.
HomePath vs HomeSteps: questions
Which GSE has more homes for sale?
It varies by quarter and by state. The wire shows the HomeSteps count live; HomePath's count is on Fannie Mae's own site.
Can investors buy HomePath or HomeSteps homes?
Yes, after the first-look period on each listing.
What are the newest HomePath vs HomeSteps rows on the wire?
2026-10-09: Freddie Mac HomeSteps (REO inventory) listed 565 Hatch Ave Saint Paul, MN. 2026-10-09: Freddie Mac HomeSteps (REO inventory) listed 2521 Marty Way Seguin, TX. 2026-10-09: Freddie Mac HomeSteps (REO inventory) listed 10012 Deussen Lane Texas City, TX.
How many HomePath vs HomeSteps rows carry a published figure?
For HomePath vs HomeSteps, 0 of 418 rows show a figure, and 418 HomePath vs HomeSteps rows show a dash.