ZIP 21550 Foreclosure, Tax-Lien & Distress Report
Garrett County, Maryland · High Vacancy market
ZIP code 21550 in Garrett County, Maryland carries a composite property-distress score of 11/100 — a minimal reading on DLRadar's deterministic public-record index. Its standout signals are construction/permit lag (33/100), structural risk (28/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (13/100) register low. The split runs 28/100 structural to 4/100 active on the ground. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100).
The market reads expansion — home values rose 5.3% year on year, and 19% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $65,302, median income runs below typical U.S. levels. Roughly 11.3% live below the poverty line. The tenure split is 78% owner-occupied to 22% rented. Around 26% of renters are cost-burdened. There are about 8,529 housing units across 21550. A median home runs $233,300 here, or 3.2 times local income. Around 26% of adults hold a bachelor's degree or higher. The vacancy rate is 29.4% — elevated. On demographic stress specifically, 21550 scores 29/100. Population is roughly 13,469 with a median age of 49.
Taken together, 21550 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
No ZIP is too small to score: 21550 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 11/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 21550 shows blanks, not estimates, wherever the record is sparse.
The 11/100 for 21550 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 21550 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 21550
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 21550 by the numbers
The live 21550 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Garrett County ZIPs near 21550
More distress data near 21550
Other reports tied to Garrett County, Maryland — ZIP, county and statewide.
Unlock the full ZIP 21550 acquisition report
Every distressed parcel in 21550 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology