ZIP 21550 Property Distress & Foreclosure Data

DLRadar grades ZIP 21550 (Garrett County, Maryland) at a minimal 11/100 for overall property distress. Property-level stress concentrates in construction/permit lag (29/100), structural risk (27/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (13/100) stay muted. On the structural side it scores 27/100, with 4/100 of stress already active. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100).

Prices here sit in a peak phase: values rose 3.0% over the trailing year, and 19% higher over three years (phase confidence 44/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $65,302 — below the roughly $78,000 national figure. Roughly 11.3% live below the poverty line. The tenure split is 78% owner-occupied to 22% rented. Around 26% of renters are cost-burdened. The ZIP holds roughly 8,529 housing units. A median home runs $233,300 here, or 3.2 times local income. About 26% have a four-year degree. The vacancy rate is 29.4% — elevated. On demographic stress specifically, 21550 scores 29/100. 13,469 residents call 21550 home, typically aged 49.

Taken together, 21550 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.