Garrett County, MD: Home-Insurance Distress & Forced-Sale Pressure
Garrett County, MD: 26/100 (moderate) home-insurance distress; Garrett, MD band LOW; Garrett, MD #1,859 of 3,222 counties; Garrett, MD #12 of 24 in Maryland; raw Garrett, MD 30.7; Garrett, MD coverage multiplier 0.85.
FEMA hazard, Garrett, MD: 0/100; Garrett, MD declarations, three years: 2; Garrett, MD five-year count 3 (severity 6.0); Garrett, MD ten-year 3.
Declared incidents on the Garrett, MD record: 2026 Winter Storm 3 (Garrett, MD).
NFIP claims, Garrett, MD, three years: 5; Garrett, MD payouts $136,480; per Garrett, MD claim $27,296; Garrett, MD claim-stress 77/100.
Garrett, MD monthly score fell, 27 (March 2026) to 26 (October 2026); Garrett, MD by month: March 27, April 27, May 26, June 26 (Garrett, MD), July 26, August 26, September 26, October 26.
Garrett, MD components: NFIP claims 77; Garrett, MD retreat index 26; Garrett, MD climate multiplier 0.85.
Construction distress, Garrett, MD: 24/100 as of August 2026 (Garrett, MD: 24/100 one-to-four unit, 21/100 multifamily).
Garrett, MD ZIPs, June 2026 (Garrett, MD, 12 highest): score 0 (Garrett, MD), climate 37 (Garrett, MD): 21532; score 0 (Garrett, MD), climate 35 (Garrett, MD): 21562; score 0 (Garrett, MD), climate 33 (Garrett, MD): 21539; score 0 (Garrett, MD), climate 31 (Garrett, MD): 21521; score 0 (Garrett, MD), climate 16 (Garrett, MD): 21520, 21523, 21531, 21536, Garrett, MD 21538, 21541, 21550, 21561.
DLRadar rescores Garrett, MD monthly; Garrett, MD readings join Garrett, MD foreclosure, lien and ownership parcels (Garrett, MD), so cost-squeezed Garrett, MD owners surface before listing.
Inside Maryland, Garrett County ranks 12th of 24 counties for home-insurance distress at 26/100; Montgomery County (27/100) sits just above Garrett County, and Prince George's County (26/100) sits just below Garrett County.
Deterministic. Every Garrett County, MD signal traces to a public Garrett dataset (FEMA, NFIP, Census for Garrett, MD) · how insurance distress works in Garrett, MD · methodology
FAQ: Garrett County, MD insurance distress
What is the Garrett County, MD home-insurance-distress score?
Garrett, MD: 26/100 (LOW), #1,859 of 3,222, #12 in Maryland. FEMA hazard, Garrett, MD: 0/100; NFIP stress, Garrett, MD: 77/100; construction, Garrett, MD: 24/100; Garrett, MD rescores monthly.
Is Garrett County insurance distress getting better or worse (MD)?
Garrett, MD: 27 in March 2026; Garrett, MD: 26 in October 2026 (better); Garrett, MD NFIP claims score 77.
How many flood-insurance claims has Garrett County, MD had?
Garrett, MD: 5 NFIP claims, three years; Garrett, MD paid $136,480; per Garrett, MD claim $27,296; carriers reprice Garrett, MD against that record.
Which Garrett County ZIP codes carry the most insurance distress (MD)?
Garrett, MD, June 2026: 21532 at 0, 21562 at 0, 21539 at 0, 21521 at 0; Garrett, MD climate scores there: 37, 35, 33, 31.
Why does Garrett, MD insurance distress create sellers?
A Garrett, MD premium outruns the Garrett, MD budget; a carrier leaves Garrett, MD; Garrett, MD carrying cost passes plan; Garrett, MD owners sell while current; Garrett, MD insurance distress leads Garrett, MD foreclosure data.