ZIP 15551 Property Distress & Foreclosure Data

In Somerset County, Pennsylvania, ZIP 15551 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (81/100), climate & FEMA risk (64/100). On the structural side it scores 48/100, with 3/100 of stress already active. Its standout signals are construction/permit lag (53/100), structural risk (48/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (11/100) register low.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 84% owner-occupied to 16% rented. About 601 people live here, median age 50. On demographic stress specifically, 15551 scores 22/100. Around 0% of renters are cost-burdened. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. About 14% have a four-year degree. The vacancy rate is 27.3% — elevated. A median home runs $160,600 here, or 2.3 times local income. Households earn a median $71,500 — near the roughly $78,000 national figure. The ZIP holds roughly 345 housing units.

Net-net, 15551 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.