ZIP 15551 Foreclosure, Tax-Lien & Distress Report
Somerset County, Pennsylvania · High Vacancy market
ZIP code 15551 in Somerset County, Pennsylvania carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (80/100), climate & FEMA risk (64/100). The latent-versus-live split is 44/100 structural and 3/100 already moving. Property-level stress concentrates in structural risk (44/100), construction/permit lag (36/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (11/100).
Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The tenure split is 84% owner-occupied to 16% rented. 601 residents call 15551 home, typically aged 50. The demographic-stress sub-score lands at 22/100. Rent burden reaches 0% of tenant households. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 14% bachelor's-or-above. Vacancy runs 27.3%, above the national norm and a classic distress-and-opportunity signal. A median home runs $160,600 here, or 2.3 times local income. At $71,500, median income runs near typical U.S. levels. There are about 345 housing units across 15551.
On the whole, 15551 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 15551 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 15551 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed as records update; 15551 shows blanks, not estimates, wherever the record is sparse.
15551's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 15551 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 15551 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
15551 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 15551, the same set carried on every parcel.
Other Somerset County ZIP codes
Nearest ZIP codes to 15551
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 15551
More ZIP, county and state distress intelligence connected to Somerset County, Pennsylvania.
Get the full acquisition report for 15551
See who owns each distressed property in 15551, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology