ZIP 15464 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 15464 (Fayette County, Pennsylvania) at a low 23/100 for overall property distress. The latent-versus-live split is 54/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (77/100). The most distinctive pressure shows up in construction/permit lag (58/100), structural risk (54/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

Prices here sit in a peak phase: values rose 2.7% over the trailing year, at 27/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The tenure split is 87% owner-occupied to 13% rented. There are about 818 housing units across 15464. About 1,490 people live here, median age 48. On demographic stress specifically, 15464 scores 27/100. A median home runs $119,500 here, or 2.4 times local income. Households earn a median $47,188 — below the roughly $78,000 national figure. The vacancy rate is 20.9% — elevated. About 11% have a four-year degree. Around 25% of renters are cost-burdened. The poverty rate is 17.9% — high, a tax-stress and distress correlate.

Net-net, 15464 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 15464 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 15464 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15464 can be compared directly against any other ZIP in Fayette County, Pennsylvania or nationwide. Where the public record is thin for 15464, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 15464 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 15464 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.