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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 15425 Foreclosure, Tax-Lien & Distress Report

Fayette County, Pennsylvania · Affordable market

ZIP code 15425 in Fayette County, Pennsylvania carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. The sharpest non-environmental signals are construction/permit lag (58/100), structural risk (54/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (80/100), flood (NFIP) exposure (77/100). Latent structural risk is 54/100 while live distress already moving reads 2/100.

The peak-phase market in 15425 posted values that rose 2.7% over the year, and 13% higher over three years, at 27/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Rent burden reaches 37% of tenant households. The poverty rate is 17.0% — high, a tax-stress and distress correlate. On demographic stress specifically, 15425 scores 28/100. Educational attainment sits at 19% bachelor's-or-above. Median household income is $53,859, below the U.S. median near $78,000. The vacancy rate is 6.9%. The ZIP holds roughly 8,806 housing units. 17,752 residents call 15425 home, typically aged 45. Home values center near $145,000, an affordability ratio of 2.4× — accessible. Owners hold 70% of homes, renters 30%.

Overall, 15425 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 15425 at the moment; the composite and its components are still built from verifiable public records.

Because one deterministic model scores every ZIP, 15425's 23/100 can be lined up against any neighbor in Fayette County, Pennsylvania or any ZIP coast to coast. Where the public record is thin for 15425, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 15425 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 15425 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

23/100
Composite stress
54/100
Structural risk
2/100
Distress activity

ZIP 15425 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk80
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

The 15425 distress snapshot

15425 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.

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Neighbouring ZIPs in Fayette County

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