ZIP 15631 Foreclosure, Tax-Lien & Distress Report
Fayette County, Pennsylvania · High Vacancy market
Composite property distress in 15631 (Fayette County, Pennsylvania) lands at 23/100 — low on DLRadar's distress scoring. Structural exposure scores 53 and live distress 2 on the 0–100 scale. The sharpest non-environmental signals are construction/permit lag (56/100), structural risk (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (77/100).
The market reads peak — home values rose 2.7% year on year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The tenure split is 58% owner-occupied to 42% rented. A median home runs $91,400 here, or 1.4 times local income. DLRadar's demographic-stress index for the area reads 30/100. About 12% have a four-year degree. Vacancy runs 20.3%, above the national norm and a classic distress-and-opportunity signal. Around 36% of renters are cost-burdened. About 656 people live here, median age 40. The ZIP holds roughly 390 housing units. At $57,639, median income runs below typical U.S. levels. 24.5% of residents fall below the poverty threshold.
Net-net, 15631 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 15631 is not published yet -- the ZIP-level readings above remain fully sourced.
Because one deterministic model scores every ZIP, 15631's 23/100 can be lined up against any neighbor in Fayette County, Pennsylvania or any ZIP coast to coast. Sparse data for 15631 shows as blanks, never estimates, and the score updates on every fresh public filing.
15631's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 15631 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 15631
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 15631 Stress Report snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 15631, the same set carried on every parcel.
Other Fayette County ZIP codes
Nearest ZIP codes to 15631
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Fayette County, Pennsylvania at ZIP, county and state level.
The complete 15631 distress and acquisition report
The full 15631 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
No modelling: every input is a public record · methodology