ZIP 15431 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 15431 (Fayette County, Pennsylvania) lands at 23/100 — low on DLRadar's distress scoring. On the structural side it scores 53/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (77/100)). The sharpest non-environmental signals are construction/permit lag (56/100), structural risk (53/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (8/100) register low.

The market reads peak — home values rose 2.7% year on year (phase confidence 27/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 2,240 housing units. Rent burden reaches 39% of tenant households. Vacancy runs 15.2%, above the national norm and a classic distress-and-opportunity signal. 16.1% of residents fall below the poverty threshold. Home values center near $141,600, an affordability ratio of 1.8× — accessible. Households earn a median $57,542 — below the roughly $78,000 national figure. 82% of housing is owner-occupied. Educational attainment sits at 13% bachelor's-or-above. 4,328 residents call 15431 home, typically aged 46. The demographic-stress sub-score lands at 27/100.

Taken together, 15431 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 15431 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Big metro or rural, 15431 runs through one identical scoring model, so its 23/100 sits on the same scale as every other ZIP in Fayette County, Pennsylvania and the nation. Sparse data for 15431 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 15431's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 15431 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.