ZIP 15438 Property Distress & Foreclosure Data

ZIP code 15438 in Fayette County, Pennsylvania carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (60/100), structural risk (54/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100). On the structural side it scores 54/100, with 2/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (80/100), flood (NFIP) exposure (77/100)).

The peak-phase market in 15438 posted values that rose 4.7% over the year (phase confidence 31/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $50,800, median income runs below typical U.S. levels. The poverty rate is 22.5% — high, a tax-stress and distress correlate. The ZIP holds roughly 984 housing units. The demographic-stress sub-score lands at 28/100. Around 41% of renters are cost-burdened. 83% of housing is owner-occupied. Around 22% of adults hold a bachelor's degree or higher. The typical home is worth about $145,500 (2.3× income, relatively affordable). Population is roughly 2,011 with a median age of 50. The vacancy rate is 6.9%.

On the whole, 15438 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.