ZIP 15940 Property Distress & Foreclosure Data

Composite property distress in 15940 (Cambria County, Pennsylvania) lands at 42/100 — moderate on DLRadar's public-record scoring. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), climate & FEMA risk (75/100), FEMA disaster exposure (73/100). On the structural side it scores 67/100, with 7/100 of stress already active. The sharpest non-environmental signals are structural risk (67/100), institutional ownership (57/100), construction/permit lag (55/100). price dislocation (25/100) and mortgage stress (23/100) stay muted.

Prices here sit in a peak phase: values rose 3.1% over the trailing year, 6.2% off the recent peak, and 27% higher over three years (phase confidence 55/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $86,250, near the U.S. median near $78,000. Educational attainment sits at 19% bachelor's-or-above. 9.7% of residents fall below the poverty threshold. Around 36% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 87% of homes, renters 13%. 3,823 residents call 15940 home, typically aged 30. The vacancy rate is 12.6% — elevated. Home values center near $238,900, an affordability ratio of 2.7× — accessible. The ZIP holds roughly 788 housing units.

Taken together, 15940 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.