ZIP 15732 Foreclosure, Tax-Lien & Distress Report

Indiana County, Pennsylvania's ZIP 15732 registers 23/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 50/100 structural and 6/100 already moving. Its standout signals are institutional ownership (50/100), structural risk (50/100), mortgage stress (21/100). mortgage stress (21/100) and construction/permit lag (15/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (81/100), climate & FEMA risk (62/100).

The peak-phase market in 15732 posted values that rose 4.1% over the year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Population is roughly 1,637 with a median age of 47. Vacancy runs 16.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $56,146 — below the roughly $78,000 national figure. Around 12% of adults hold a bachelor's degree or higher. There are about 703 housing units across 15732. DLRadar's demographic-stress index for the area reads 27/100. Owners hold 86% of homes, renters 14%. 11.5% of residents fall below the poverty threshold. A median home runs $200,200 here, or 2.9 times local income. Rent burden reaches 21% of tenant households.

On the whole, 15732 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 15732 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 15732 runs hot or quiet, its 23/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15732 can be compared directly against any other ZIP in Indiana County, Pennsylvania or nationwide. Where the public record is thin for 15732, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 figure for 15732 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 15732 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.