ZIP 15731 Foreclosure, Tax-Lien & Distress Report

ZIP 15731's composite property-distress score is 22/100 - DLRadar classes that as low for Indiana County, Pennsylvania. Environmental exposure also runs high (flood (NFIP) exposure (83/100), FEMA disaster exposure (65/100), climate & FEMA risk (61/100)). The latent-versus-live split is 48/100 structural and 7/100 already moving. What sets it apart are the readings on institutional ownership (54/100), structural risk (48/100), mortgage stress (23/100). By contrast, mortgage stress (23/100) register low.

Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Households earn a median $55,392 — below the roughly $78,000 national figure. Roughly 13.6% live below the poverty line. There are about 128 housing units across 15731. Around 63% of renters are cost-burdened. About 0% have a four-year degree. The typical home is worth about $74,600 (1.3× income, relatively affordable). The demographic-stress sub-score lands at 30/100. Vacancy runs 26.9%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 84% owner-occupied to 16% rented. Population is roughly 191 with a median age of 57.

Net-net, 15731 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 15731 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 15731's 22/100 can be lined up against any neighbor in Indiana County, Pennsylvania or any ZIP coast to coast. Where the public record is thin for 15731, the field stays empty rather than modeled, and fills in as new documents post.

Behind 15731's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For a buyer, 15731 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.