Jefferson County, PA: Foreclosures, Tax Liens & Distressed Properties

Jefferson County, PA, Pennsylvania: 30 ZIP codes scored, Jefferson County, PA averaging 23/100 (low, Jefferson, PA), from 17 to 30. Jefferson County, PA is in its expansion phase (Jefferson, PA confidence 42/100): Jefferson, PA home prices up 5.1% (Jefferson, PA) over twelve months. Jefferson County, PA lender headwind: 42/100.

Highest-scoring Jefferson County, PA ZIPs: 15801 (30/100), 15823 (25/100), 15853 (25/100), 15865 (25/100), 15767 (24/100), 15860 (24/100). Also scored in Jefferson County, PA: 16222, 15711, 15715, 15730, 15733, 15744, 15764, 15770, 15772, 15776.

Across Jefferson County, PA's scored ZIPs: median home value $129,372, household income $60,052, 21.0% vacancy, 10.9% poverty, 83% owner-occupied, median age 45.6.

Jefferson County, PA insurance distress 21/100 (#2,086 in the US); FEMA hazard 0/100 for Jefferson, PA; 4 Jefferson, PA NFIP flood claims, $19K paid; Jefferson, PA construction distress 99/100.

6 banks with 17 branches lend in Jefferson County, PA; Jefferson, PA weighted bank stress 59/100, highest 85/100 in Jefferson, PA.

Jefferson County, PA unemployment 4.2% (Jefferson, PA -1.2 pts, six months); Jefferson, PA home prices +8.0% a year (Jefferson, PA) over three years.

22,085 housing units in Jefferson County, PA; 4,704 Jefferson, PA renter households; 40% of Jefferson, PA renters spend 30%+ of income on rent, 19% (Jefferson, PA) half or more.

Jefferson County, PA ranks #799 nationally on the opportunity index (Jefferson, PA, among all ranked counties); Jefferson, PA scores 32.0/100 and Jefferson, PA sits #7 inside Pennsylvania. Jefferson, PA is in the early_signal opportunity phase; Jefferson, PA's primary driver is construction, Jefferson, PA second driver vacancy; Jefferson, PA moved down 185 places. 4 short-sale listings across Jefferson, PA; 80 days on market observed in Jefferson, PA; 15.1% vacancy over 30 Jefferson, PA ZIPs.

No CFPB county sample covers Jefferson County, PA. The non-metro area reading for Jefferson, PA: 1.6% ninety-plus days late; Jefferson, PA's thirty-to-eighty-nine share is 2.1% (Jefferson, PA, December 2025 data); Pennsylvania overall 1.0%.

Jefferson County, PA has 5 watched banks; 5 Jefferson, PA banks sit in an elevated band. Jefferson, PA footprints: S&T Bank (6 branches, stress 48) in Jefferson, PA; First Commonwealth Bank (3 branches, stress 54) in Jefferson, PA; Marion Center Bank (2 branches, stress 85) in Jefferson, PA.

HUD lists 2 assisted multifamily properties in Jefferson County, PA with 97 units; 96 Jefferson, PA units are assisted, 1 Jefferson, PA properties under project-based Section 8.

3,741 of the 22,085 housing units in Jefferson, PA sit vacant.