ZIP 15824 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 15824 (Jefferson County, Pennsylvania) at a low 20/100 for overall property distress. The pressure is most legible in construction/permit lag (100/100), structural risk (46/100), institutional ownership (8/100). By contrast, institutional ownership (8/100) and mortgage stress (6/100) register low. On the structural side it scores 46/100, with 2/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.0% over the trailing year (phase confidence 42/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 14.3% — elevated. Around 18% of renters are cost-burdened. The typical home is worth about $155,600 (2.4× income, relatively affordable). The demographic-stress sub-score lands at 24/100. 4,954 residents call 15824 home, typically aged 42. Households earn a median $62,500 — below the roughly $78,000 national figure. The tenure split is 79% owner-occupied to 21% rented. The ZIP holds roughly 2,452 housing units. About 16% have a four-year degree. The poverty rate is 10.7%.

Net-net, 15824 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 15824 at the moment; the composite and its components are still built from verifiable public records.

Whether 15824 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 15824 can be compared directly against any other ZIP in Jefferson County, Pennsylvania or nationwide. Nothing here is interpolated — where a source is thin for 15824, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 15824 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 15824 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.