ZIP 15851 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 15851 (Jefferson County, Pennsylvania) returns a low composite of 23/100. The latent-versus-live split is 53/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (63/100). Property-level stress concentrates in construction/permit lag (100/100), structural risk (53/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (5/100) stay muted.

The expansion-phase market in 15851 posted values that rose 5.1% over the year, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 10.2%. There are about 2,999 housing units across 15851. About 7,227 people live here, median age 41. Owners hold 77% of homes, renters 23%. Around 13% of adults hold a bachelor's degree or higher. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $119,300 here, or 1.9 times local income. Median household income is $60,842, below the U.S. median near $78,000. Rent burden reaches 38% of tenant households. On demographic stress specifically, 15851 scores 28/100.

Net-net, 15851 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 15851 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 15851 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 23/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 15851, the field stays empty rather than modeled, and fills in as new documents post.

The 23/100 for 15851 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 15851 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.