ZIP 15851 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 15851 (Jefferson County, Pennsylvania) returns a low composite of 19/100. Property-level stress concentrates in construction/permit lag (100/100), structural risk (44/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. The latent-versus-live split is 44/100 structural and 2/100 already moving.

The expansion-phase market in 15851 posted values that rose 5.1% over the year, at 42/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 10.2%. There are about 2,999 housing units across 15851. About 7,227 people live here, median age 41. Owners hold 77% of homes, renters 23%. Around 13% of adults hold a bachelor's degree or higher. Roughly 17.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. A median home runs $119,300 here, or 1.9 times local income. Median household income is $60,842, below the U.S. median near $78,000. Rent burden reaches 38% of tenant households. On demographic stress specifically, 15851 scores 28/100.

Net-net, 15851 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 15851 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 15851 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 15851, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 for 15851 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 15851 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.