ZIP 15863 Foreclosure, Tax-Lien & Distress Report
Jefferson County, Pennsylvania · High Vacancy market
DLRadar grades ZIP 15863 (Jefferson County, Pennsylvania) at a low 23/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (63/100). Structural exposure scores 53 and live distress 0 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (100/100), structural risk (53/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) register low.
The expansion-phase market in 15863 posted values that rose 5.1% over the year (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
The tenure split is 100% owner-occupied to 0% rented. On demographic stress specifically, 15863 scores 34/100. About 7% have a four-year degree. Vacancy runs 20.3%, above the national norm and a classic distress-and-opportunity signal. About 135 people live here, median age 43. The ZIP holds roughly 92 housing units. The typical home is worth about $80,000 (1.1× income, relatively affordable). The poverty rate is 18.9% — high, a tax-stress and distress correlate. Median household income is $65,417, below the U.S. median near $78,000.
Net-net, 15863 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 15863 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The 15863 read uses the identical scoring model applied coast to coast, which means its 23/100 score means exactly what it means anywhere else, and 15863 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Pennsylvania. 15863 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 15863's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 15863 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 15863 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 15863 by the numbers
The live 15863 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Jefferson County
Nearest ZIP codes to 15863
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Pennsylvania distress
Keep going: ZIP, county and state distress coverage for Jefferson County, Pennsylvania.
See every distressed parcel in 15863
See who owns each distressed property in 15863, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology