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ZIP 15863 Foreclosure, Tax-Lien & Distress Report

Jefferson County, Pennsylvania · High Vacancy market

DLRadar grades ZIP 15863 (Jefferson County, Pennsylvania) at a low 19/100 for overall property distress. Structural exposure scores 44 and live distress 0 on the 0–100 scale. Property-level stress concentrates in construction/permit lag (100/100), structural risk (44/100), institutional ownership (5/100). By contrast, institutional ownership (5/100) register low.

The expansion-phase market in 15863 posted values that rose 5.1% over the year (phase confidence 42/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 100% owner-occupied to 0% rented. On demographic stress specifically, 15863 scores 22/100. About 7% have a four-year degree. Vacancy runs 20.3%, above the national norm and a classic distress-and-opportunity signal. About 135 people live here, median age 43. The ZIP holds roughly 92 housing units. The typical home is worth about $80,000 (1.1× income, relatively affordable). The poverty rate is 18.9% — high, a tax-stress and distress correlate. Median household income is $65,417, below the U.S. median near $78,000.

Net-net, 15863 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 15863 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 15863 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 15863 stays directly comparable to neighboring ZIPs and the rest of Jefferson County, Pennsylvania. 15863 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 15863's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 15863 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

19/100
Composite stress
44/100
Structural risk
0/100
Distress activity

ZIP 15863 distress signals, scored

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk53
Nine more distress signals are scored here

Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.

Snapshot: 15863 by the numbers

The live 15863 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Nearby ZIPs in Jefferson County

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Rules-based scoring — each signal ties to a public dataset · methodology

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