ZIP 15840 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 15840 in Jefferson County, Pennsylvania comes in at 20, a low composite-distress reading. The sharpest non-environmental signals are construction/permit lag (100/100), structural risk (45/100), mortgage stress (6/100). By contrast, mortgage stress (6/100) and institutional ownership (6/100) register low. Structurally it carries 45/100, against 2/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 5.1% over the trailing year, at 42/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Vacancy runs 18.5%, above the national norm and a classic distress-and-opportunity signal. 13.3% of residents fall below the poverty threshold. 76% of housing is owner-occupied. Around 54% of renters are cost-burdened. The typical home is worth about $123,100 (2.2× income, relatively affordable). Educational attainment sits at 22% bachelor's-or-above. 1,807 residents call 15840 home, typically aged 45. On demographic stress specifically, 15840 scores 30/100. The ZIP holds roughly 994 housing units. At $55,125, median income runs below typical U.S. levels.

On the whole, 15840 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 15840's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 15840, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 15840's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 15840 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.