ZIP 15846 Foreclosure, Tax-Lien & Distress Report
Elk County, Pennsylvania · Affordable market
Composite property distress in 15846 (Elk County, Pennsylvania) lands at 27/100 — low on DLRadar's distress scoring. The latent-versus-live split is 61/100 structural and 7/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100). The most distinctive pressure shows up in construction/permit lag (65/100), structural risk (61/100), institutional ownership (56/100). On the quiet end sit mortgage stress (24/100).
The peak-phase market in 15846 posted values that rose 4.2% over the year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Owners hold 82% of homes, renters 18%. Around 35% of renters are cost-burdened. About 3,361 people live here, median age 47. 6.2% of residents fall below the poverty threshold. Home values center near $165,700, an affordability ratio of 2.1× — accessible. Vacancy runs 6.7%. The ZIP holds roughly 1,556 housing units. About 21% have a four-year degree. Median household income is $77,917, near the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100.
Overall, 15846 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 15846 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 15846 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 15846, the field stays empty rather than modeled, and fills in as new documents post.
The 27/100 figure for 15846 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 15846 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
What is driving ZIP 15846’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 15846 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 15846, the same set carried on every parcel.
Neighbouring ZIPs in Elk County
Nearest ZIP codes to 15846
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring Pennsylvania distress
Keep going: ZIP, county and state distress coverage for Elk County, Pennsylvania.
Unlock the full ZIP 15846 acquisition report
Every distressed parcel in 15846 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology