ZIP 15846 Property Distress & Foreclosure Data

Composite property distress in 15846 (Elk County, Pennsylvania) lands at 25/100 — low on DLRadar's public-record scoring. Structural risk reads 56/100 against active distress of 7/100. Environmental exposure also runs high (flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100)). The sharpest non-environmental signals are institutional ownership (56/100), structural risk (56/100), construction/permit lag (46/100). On the quiet end sit mortgage stress (24/100).

The expansion-phase market in 15846 posted values that rose 5.5% over the year, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

82% of housing is owner-occupied. Rent burden reaches 35% of tenant households. Population is roughly 3,361 with a median age of 47. The poverty rate is 6.2% — low. The typical home is worth about $165,700 (2.1× income, relatively affordable). Vacancy runs 6.7%. There are about 1,556 housing units across 15846. Around 21% of adults hold a bachelor's degree or higher. At $77,917, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 23/100.

On balance 15846 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.