ZIP 15845 Foreclosure, Tax-Lien & Distress Report
Elk County, Pennsylvania · High Vacancy market
In Elk County, Pennsylvania, ZIP 15845 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (68/100), structural risk (60/100), institutional ownership (52/100). On the quiet end sit mortgage stress (24/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), FEMA disaster exposure (65/100). The split runs 60/100 structural to 7/100 active on the ground.
Prices here sit in a peak phase: values rose 4.2% over the trailing year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
At $65,000, median income runs below typical U.S. levels. Around 22% of renters are cost-burdened. There are about 1,576 housing units across 15845. Around 19% of adults hold a bachelor's degree or higher. The vacancy rate is 12.0% — elevated. DLRadar's demographic-stress index for the area reads 20/100. Population is roughly 3,109 with a median age of 46. The typical home is worth about $79,200 (1.1× income, relatively affordable). Roughly 9.4% live below the poverty line. Owners hold 78% of homes, renters 22%.
Taken together, 15845 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 15845 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 15845's 26/100 can be lined up against any neighbor in Elk County, Pennsylvania or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 15845 reflects the current record instead of a stale or modeled snapshot.
The 26/100 figure for 15845 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 15845 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 15845’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 15845 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Other Elk County ZIP codes
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Keep going: ZIP, county and state distress coverage for Elk County, Pennsylvania.
The complete 15845 distress and acquisition report
Every distressed parcel in 15845 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology