ZIP 15845 Property Distress & Foreclosure Data

DLRadar grades ZIP 15845 (Elk County, Pennsylvania) at a low 25/100 for overall property distress. Property-level stress concentrates in institutional ownership (56/100), structural risk (56/100), construction/permit lag (46/100). By contrast, mortgage stress (24/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (75/100), FEMA disaster exposure (73/100). On the structural side it scores 56/100, with 7/100 of stress already active.

The market reads expansion — home values rose 5.5% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Households earn a median $65,000 — below the roughly $78,000 national figure. Around 22% of renters are cost-burdened. The ZIP holds roughly 1,576 housing units. About 19% have a four-year degree. The vacancy rate is 12.0% — elevated. On demographic stress specifically, 15845 scores 20/100. About 3,109 people live here, median age 46. A median home runs $79,200 here, or 1.1 times local income. Roughly 9.4% live below the poverty line. The tenure split is 78% owner-occupied to 22% rented.

Net-net, 15845 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.