ZIP 15868 Foreclosure, Tax-Lien & Distress Report

ZIP 15868's composite property-distress score is 26/100 - DLRadar classes that as low for Elk County, Pennsylvania. Structurally it carries 60/100, against 7/100 of stress already in motion. The pressure is most legible in construction/permit lag (68/100), structural risk (60/100), institutional ownership (52/100). mortgage stress (24/100) stay muted. Environmental exposure also runs high (flood (NFIP) exposure (75/100), FEMA disaster exposure (65/100)).

The market reads peak — home values rose 4.2% year on year (phase confidence 28/100). Topping markets hide individual distress behind strong averages.

There are about 1,019 housing units across 15868. Home values center near $112,200, an affordability ratio of 2.2× — accessible. Vacancy runs 40.1%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 15868 scores 26/100. The tenure split is 88% owner-occupied to 12% rented. The poverty rate is 11.0%. At $61,042, median income runs below typical U.S. levels. Around 19% of adults hold a bachelor's degree or higher. 1,596 residents call 15868 home, typically aged 46. Around 22% of renters are cost-burdened.

On the whole, 15868 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 15868 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 15868's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 15868 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

15868's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For an operator, 15868 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.