Jefferson County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Jefferson County, Pennsylvania? DLRadar grades every Jefferson County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 31/100. Here is the 2026 Jefferson County breakdown.
- Jefferson County's most distressed ZIP is 15801 at 31/100.
- 30 ZIP codes tracked in Jefferson County, averaging 20/100 distress.
- Jefferson County reads expansion — home values up 5.1% year over year.
- Vacancy runs 21% across Jefferson County's tracked ZIPs, with a 10.9% poverty rate.
- The typical Jefferson County home is worth about $129,372 against a ~$60,052 median income.
- Lending headwind in Jefferson County sits at 42/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 15801 | 31/100 |
| 2 | 15853 | 26/100 |
| 3 | 15823 | 25/100 |
| 4 | 16222 | 25/100 |
| 5 | 15860 | 23/100 |
| 6 | 15865 | 22/100 |
| 7 | 15767 | 21/100 |
| 8 | 15772 | 21/100 |
| 9 | 15824 | 20/100 |
| 10 | 15840 | 20/100 |
| 11 | 16240 | 20/100 |
| 12 | 15711 | 19/100 |
Most distressed ZIP codes in Jefferson County (composite distress 0-100, 2026)
What is driving Jefferson County distress
Jefferson County's placement in the national index rests on public filings — a 20/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Jefferson County market phase and pricing
Jefferson County reads expansion — home prices rose 5.1% over the last year. When prices ease, days-on-market stretch out, surfacing more motivated sellers.
See the distressed properties behind the data in Jefferson County
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Frequently asked
Where is distress highest inside Jefferson County, PA?
ZIP 15801 leads Jefferson County at 31/100, recomputed monthly from public records.
What stage of the price cycle is Jefferson County at?
Jefferson County reads expansion, with home prices up 5.1% year over year. Phase comes from FHFA House Price Index trajectory.
What are the sources behind these Jefferson County numbers?
Nothing here is proprietary or estimated — FHFA price data, CFPB performance data, county recorder records, FEMA/NFIP and Census ACS. All 30 Jefferson County ZIPs are scored by the same deterministic method applied to every U.S. county.
How much do distress scores vary between Jefferson County ZIP codes?
A county average hides the spread. Across the Jefferson County ZIPs DLRadar ranks, scores run from 31/100 in 15801 down to 19/100 in 15711, against a Jefferson County average of 20/100. Those 12 points separate the ZIPs worth working in Jefferson County from the rest.
What do Jefferson County home values and vacancy say about distressed supply?
The typical Jefferson County home carries about $129,372 of value against a median household income near $60,052. Vacancy across Jefferson County's tracked ZIPs runs 21% and the poverty rate is 10.9%. A tight budget and an empty house together turn a missed payment into a sale, so they are scored beside Jefferson County's foreclosure and lien data and its 42/100 lending headwind.
Related
Distress scoring is deterministic and public-record based. It is research material, not investment, legal or financial advice. Updated monthly.