Jefferson County, PA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Jefferson County, PA distress report, 2026: 30 ZIPs scored in Jefferson, PA, Jefferson, PA average 23/100; the top Jefferson, PA ZIP is 15801 at 30/100; Jefferson, PA market phase expansion, Jefferson, PA prices +5.1% year over year.
- Jefferson, PA ranks #784 nationally (opportunity index); Jefferson, PA #7 in Pennsylvania; Jefferson, PA index 32.0.
- Jefferson, PA: no CFPB county sample; Jefferson, PA non-metro area reading 1.6%.
- Jefferson, PA ZIP phases: 21 expansion, 9 peak.
- Jefferson, PA residential listings tracked: 8 across 24 ZIPs; Jefferson, PA candidate listings 5.
- Jefferson, PA HUD assisted properties: 2 with 97 units.
- Jefferson, PA lenders on watch: 5; largest Jefferson, PA footprint S&T Bank (6 branches).
- Jefferson, PA most distressed ZIP: 15801 at 30/100.
Jefferson, PA figures: DLRadar distress index; Jefferson, PA inputs: CFPB, FHFA, HUD, FDIC; Jefferson, PA rebuilt as sources refresh.
| Rank | Jefferson, PA ZIP | Score |
|---|---|---|
| 1 | 15801 | 30/100 |
| 2 | 15853 | 26/100 |
| 3 | 15823 | 25/100 |
| 4 | 15865 | 25/100 |
| 5 | 15767 | 24/100 |
| 6 | 15860 | 24/100 |
| 7 | 16222 | 24/100 |
| 8 | 15711 | 23/100 |
| 9 | 15715 | 23/100 |
| 10 | 15730 | 23/100 |
| 11 | 15733 | 23/100 |
| 12 | 15744 | 23/100 |
Most distressed Jefferson, PA ZIPs (0-100, 2026)
Mortgage delinquency around Jefferson, PA
No CFPB county sample covers Jefferson, PA; the non-metro area reading for Jefferson, PA: 1.6% ninety-plus; Jefferson, PA area thirty-to-eighty-nine 2.1% (December 2025, Jefferson, PA); Pennsylvania overall 1.0%.
Opportunity index: Jefferson, PA
Jefferson, PA index 32.0, Jefferson, PA phase early_signal; Jefferson, PA primary driver construction, Jefferson, PA second driver vacancy. Jefferson, PA components: property stress 19.1, foreclosure pressure 18.5, listing discounts 27.3, bank stress 54.0, insurance 0.0; Jefferson, PA pulse 37.4; Jefferson, PA capital opportunity 23.9; Jefferson, PA seven-day change -0.1%.
ZIP market phases inside Jefferson, PA
30 Jefferson, PA ZIPs carry a price-cycle phase; Jefferson, PA ZIPs by phase (Jefferson, PA), deepest drawdown first: expansion, +5.1% YoY (Jefferson, PA): 15711, 15715, 15730, 15733, Jefferson, PA 15744, 15764, 15770, 15776, Jefferson, PA 15778, 15780, 15781, 15784; peak, +5.0% YoY (Jefferson, PA): 15767; peak, +4.3% YoY (Jefferson, PA): 15772; peak, +4.2% YoY (Jefferson, PA): 15801; peak, +4.4% YoY (Jefferson, PA): 15823.
Residential listings by Jefferson, PA ZIP
Jefferson, PA ZIPs with the most tracked Jefferson, PA residential listings: 15851 3 listings, 2 candidates, bank pressure 63; 15825 2 listings, 1 candidates, bank pressure 63; 15860 2 listings, 2 candidates, bank pressure 60; 15744 1 listings, 0 candidates, bank pressure 63 (Jefferson, PA); 15711 0 listings, 0 candidates, bank pressure 63; 15715 0 listings, 0 candidates, bank pressure 63; 15730 0 listings, 0 candidates, bank pressure 63; 15733 0 listings, 0 candidates, bank pressure 63. Jefferson, PA totals: 8 listings; Jefferson, PA candidates 5; active ZIPs 1.
HUD assisted housing in Jefferson, PA
2 assisted properties with 97 units sit in Jefferson, PA; largest Jefferson, PA properties: North Fork Heights (Brookville) 57 units, 56 assisted; Punxsutawney Sycamore Apts. (Punxsutawney) 40 units, 40 assisted.
Lenders with branches in Jefferson, PA
Jefferson, PA lenders by branch count: S&T Bank (Jefferson, PA): stress 48, 6 branches low in Jefferson, PA; First Commonwealth Bank (Jefferson, PA): stress 54, 3 branches low in Jefferson, PA; Marion Center Bank (Jefferson, PA): stress 85, 2 branches low in Jefferson, PA; Infirst Bank (Jefferson, PA): stress 73, 2 branches low in Jefferson, PA; Cnb Bank (Jefferson, PA): stress 60, 1 branch low in Jefferson, PA.
Vacancy and permits, Jefferson, PA
3,741 of 22,085 Jefferson, PA housing units are vacant.
Work Jefferson, PA at the parcel level
Every Jefferson, PA parcel carries owner and address; every Jefferson, PA parcel carries APN; Jefferson, PA distress scores sit on the Jefferson, PA live board.
Jefferson, PA figures refresh with each source.
Jefferson, PA questions
Most distressed ZIP code in Jefferson County, PA?
ZIP 15801 leads Jefferson, PA at 30/100; next in Jefferson, PA: 15853 at 26/100; the Jefferson, PA average is 23/100.
Where does Jefferson County, PA rank for investment opportunity?
Jefferson, PA is #784 among all ranked counties, #7 in Pennsylvania; the Jefferson, PA driver is construction; Jefferson, PA moved down 160 places.
How many mortgages are delinquent in Jefferson County, PA?
Jefferson, PA takes the non-metro area reading of 1.6% for December 2025; no CFPB county sample covers Jefferson, PA.
Which banks lend in Jefferson County, PA?
5 watched lenders hold Jefferson, PA branches; the largest Jefferson, PA footprints are S&T Bank (6), First Commonwealth Bank (3), Marion Center Bank (2).
More on Jefferson, PA
Jefferson County, PA distress report: public-record figures for Jefferson, PA; not legal advice for Jefferson, PA; not tax or investment advice; verify every Jefferson, PA record before acting.