ZIP 16635 Foreclosure, Tax-Lien & Distress Report

ZIP code 16635 in Blair County, Pennsylvania carries a composite property-distress score of 23/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (77/100), flood (NFIP) exposure (70/100). On the structural side it scores 54/100, with 2/100 of stress already active. The pressure is most legible in construction/permit lag (67/100), structural risk (54/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

Prices here sit in a expansion phase: values rose 7.1% over the trailing year, and 10% higher over three years (phase confidence 48/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

At $69,924, median income runs near typical U.S. levels. The typical home is worth about $192,100 (2.7× income, relatively affordable). The ZIP holds roughly 5,380 housing units. Around 27% of adults hold a bachelor's degree or higher. Around 42% of renters are cost-burdened. The demographic-stress sub-score lands at 26/100. The tenure split is 77% owner-occupied to 23% rented. About 12,115 people live here, median age 47. The poverty rate is 6.9% — low. Vacancy runs 5.3%.

Net-net, 16635 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 16635's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 16635, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 23/100 figure for 16635 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 16635 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.