Elk County, PA: Home-Insurance Distress & Forced-Sale Pressure
Elk County, PA: 69/100 (elevated) home-insurance distress; Elk, PA band MEDIUM; Elk, PA #651 of 3,222 counties; Elk, PA #6 of 67 in Pennsylvania.
FEMA hazard, Elk, PA: 63/100; Elk, PA declarations, three years: 2; Elk, PA perils: 2 tropical-storm; Elk, PA five-year count 3 (severity 4.5); Elk, PA ten-year 3; hazard-weighted, Elk, PA: 6.0.
Declared incidents on the Elk, PA record: 2024 Tropical Storm 3 (Elk, PA).
NFIP claims, Elk, PA, three years: 9; Elk, PA payouts $187,607; per Elk, PA claim $20,845; Elk, PA claim-stress 78/100.
Elk, PA monthly score rose, 74 (March 2026) to 75 (October 2026); Elk, PA by month: March 74, April 74, May 71, June 71 (Elk, PA), July 69, August 69, September 68, October 75.
Elk, PA components: climate 72, NFIP claims 78; Elk, PA retreat index 75.
Construction distress, Elk, PA: 67/100 as of August 2026 (Elk, PA: 67/100 one-to-four unit, 0/100 multifamily).
Elk, PA ZIPs, June 2026 (Elk, PA, 15 highest): score 0 (Elk, PA), climate 51 (Elk, PA): 16735; score 0 (Elk, PA), climate 50 (Elk, PA): 15860; score 0 (Elk, PA), climate 49 (Elk, PA): 15823, 15853, 15870; score 0 (Elk, PA), climate 48 (Elk, PA): 15821, 15827, 15831, 15841, Elk, PA 15845, 15846, 15857, 15868, Elk, PA 16734; score 0 (Elk, PA), climate 15 (Elk, PA): 15832.
DLRadar rescores Elk, PA monthly; Elk, PA readings join Elk, PA foreclosure, lien and ownership parcels (Elk, PA), so cost-squeezed Elk, PA owners surface before listing.
Inside Pennsylvania, Elk County ranks 6th of 67 counties for home-insurance distress at 69/100; Union County (69/100) sits just above Elk County, and Cambria County (69/100) sits just below Elk County.
Deterministic. Every Elk County, PA signal traces to a public Elk dataset (FEMA, NFIP, Census for Elk, PA) · how insurance distress works in Elk, PA · methodology
FAQ: Elk County, PA insurance distress
What is the Elk County, PA home-insurance-distress score?
Elk, PA: 69/100 (MEDIUM), #651 of 3,222, #6 in Pennsylvania. FEMA hazard, Elk, PA: 63/100; NFIP stress, Elk, PA: 78/100; construction, Elk, PA: 67/100; Elk, PA rescores monthly.
Is Elk County insurance distress getting better or worse (PA)?
Elk, PA: 74 in March 2026; Elk, PA: 75 in October 2026 (worse); Elk, PA climate component 72; Elk, PA NFIP claims score 78.
How many flood-insurance claims has Elk County, PA had?
Elk, PA: 9 NFIP claims, three years; Elk, PA paid $187,607; per Elk, PA claim $20,845; carriers reprice Elk, PA against that record.
Which Elk County ZIP codes carry the most insurance distress (PA)?
Elk, PA, June 2026: 16735 at 0, 15860 at 0, 15823 at 0, 15853 at 0; Elk, PA climate scores there: 51, 50, 49, 49.
Why does Elk, PA insurance distress create sellers?
A Elk, PA premium outruns the Elk, PA budget; a carrier leaves Elk, PA; Elk, PA carrying cost passes plan; Elk, PA owners sell while current; Elk, PA insurance distress leads Elk, PA foreclosure data.