ZIP 16922 Foreclosure, Tax-Lien & Distress Report

ZIP 16922's composite property-distress score is 19/100 - DLRadar classes that as low for Potter County, Pennsylvania. Structural exposure scores 42 and live distress 9 on the 0–100 scale. Property-level stress concentrates in institutional ownership (56/100), structural risk (42/100), mortgage stress (30/100). By contrast, mortgage stress (30/100) and construction/permit lag (14/100) register low. Climate and flood risk are elevated too — flood (NFIP) exposure (86/100), FEMA disaster exposure (65/100).

The market reads expansion — home values rose 5.1% year on year, at 42/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

The typical home is worth about $158,800 (2.6× income, relatively affordable). Owners hold 75% of homes, renters 25%. Vacancy runs 60.8%, above the national norm and a classic distress-and-opportunity signal. Median household income is $62,321, below the U.S. median near $78,000. Around 16% of adults hold a bachelor's degree or higher. Roughly 14.5% live below the poverty line. About 1,610 people live here, median age 52. There are about 1,913 housing units across 16922. The demographic-stress sub-score lands at 33/100. Around 37% of renters are cost-burdened.

Taken together, 16922 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 16922 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 16922 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. 16922 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 16922 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For an operator, 16922 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.