Potter County, PA: Foreclosures, Tax Liens & Distressed Properties
Potter County, PA, Pennsylvania: 15 ZIP codes scored, Potter County, PA averaging 18/100 (low, Potter, PA), from 16 to 22. Potter County, PA is in its expansion phase (Potter, PA confidence 42/100): Potter, PA home prices up 5.1% (Potter, PA) over twelve months. Potter County, PA lender headwind: 58/100.
Highest-scoring Potter County, PA ZIPs: 16921 (22/100), 16950 (21/100), 17729 (20/100), 16748 (19/100), 16943 (19/100), 16743 (18/100). Also scored in Potter County, PA: 16746, 16915, 16922, 16923, 16927, 16937, 16941, 16948, 16720.
Across Potter County, PA's scored ZIPs: median home value $138,593, household income $58,088, 42.3% vacancy, 12.6% poverty, 85% owner-occupied, median age 48.9.
Potter County, PA insurance distress 72/100 (#575 in the US); FEMA hazard 63/100 for Potter, PA; 2 federal disaster declarations in Potter County, PA since 2023; 22 Potter, PA NFIP flood claims, $583K paid; Potter, PA construction distress 10/100.
4 banks with 5 branches lend in Potter County, PA; Potter, PA weighted bank stress 63/100, highest 78/100 in Potter, PA.
Potter County, PA unemployment 4.7% (Potter, PA -2.7 pts, six months); 19 new housing units permitted in Potter County, PA over twelve months, Potter, PA up 46% from 13; Potter, PA home prices +6.3% a year (Potter, PA) over three years.
12,397 housing units in Potter County, PA; 1,336 Potter, PA renter households; 30% of Potter, PA renters spend 30%+ of income on rent, 12% (Potter, PA) half or more.
Potter County, PA ranks #1,746 nationally on the opportunity index (Potter, PA, among all ranked counties); Potter, PA scores 28.6/100 and Potter, PA sits #26 inside Pennsylvania. Potter, PA is in the early_signal opportunity phase; Potter, PA's primary driver is vacancy, Potter, PA second driver bank institutional; Potter, PA moved down 583 places. 3 short-sale listings across Potter, PA; 5 days on market observed in Potter, PA; 37.8% vacancy over 15 Potter, PA ZIPs.
No CFPB county sample covers Potter County, PA. The non-metro area reading for Potter, PA: 1.6% ninety-plus days late; Potter, PA's thirty-to-eighty-nine share is 2.1% (Potter, PA, December 2025 data); Pennsylvania overall 1.0%.
Potter County, PA has 4 watched banks; 4 Potter, PA banks sit in an elevated band. Potter, PA footprints: First Citizens Cmty Bank (2 branches, stress 57) in Potter, PA; Juniata Valley Bank (1 branch, stress 78) in Potter, PA; Citizens&Northern Bank (1 branch, stress 67) in Potter, PA.
5,405 of the 12,397 housing units in Potter, PA sit vacant. Potter County, PA permitted 0 multifamily units in twelve months; Potter, PA's one-to-four unit structures added 19 units in Potter County, PA.